Contact me for one on one counsel by email, phone or in person. I originate FHA, Conventional, VA, RD and Native American loans. I'll explain the lending process, what types of loans to consider, current rates and financing questions of any type. No pressure, just clear answers to your questions. The first step is to get pre-qualified. This cost nothing and there is no pressure to buy a house when you get pre-qualified. It just lets you know what the bank will give you and what the closing cost and payments would be. If you would like to get pre-qualified please click this link. After creating a user name and password choose that "you do not have an address and that you would like to get pre-qualified". If you get stuck on a screen click anything to get through and we will fix it when we talk. Don't worry about choosing a certain loan type, select anything to get through and I'll change after we find out what best for you. I'll contact you the next business day upon receiving your application. Don't be afraid to fill out an application if you think your credit is no good or if your not ready to buy yet. I'll help you make a plan to get there.