If your in Texas ,I can helpI am a Real Etate broker
Short Sale is a option,or if you have the cash to pay the difference that is a option as well
HI April, nice name by the way! CMA is a good start,however a agent would need to actually view your home to make a precise starting point for listing the home!
Finding that perfect home is totally up to you
Mike,its up to you.Dont feel pressured to move to pre-qualifying till your ready to purchase