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Roy Torrence Reviews

Roy Torrence
Purchase Specialist/Sales Manager, Ca Insurance License, Series 7 and Series 66 (9 years experience)

Specialties:

Consulting, Purchase Loan, Refinancing, Mortgage Planning

 
- Highly likely to recommend
11/07/2013 - nuno119
Closed purchase loan. Oxnard, CA
Just purchased my first home with my brother. Roy was very helpful throughout the whole entire process. Very knowledgeable with the current rates and loan products. Any questions I had were answered in a matter of minutes. You literally feel like you are the only person he is working with. I would highly recommend if you are to ready to buy a house and are looking for a lender to go with. Officially a happy home owner.
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Response from Roy

 

- Highly likely to recommend
10/23/2013 - 4ronwasserman
Closed purchase loan. Camarillo, CA
Done several deals with Roy. I've NEVER dealt with any other mortgage specialist that was so on top of things.

Roy also made the process simple, knew exactly when to pull the trigger to get the lowest rate and found other ways to save a few bucks.

Top notch!
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Response from Roy on 10/24/2013
Ron & Kathy, Thanks for being such responsive clients, whatever I needed to process your loan you always provided in a quick, cooperative manner! Its always a pleasure doing business with you guys! Roy

 

- Highly likely to recommend
10/16/2013 - michelegarcia19
Closed refinance loan. Lompoc, CA
Roy Torrence was recommended to us by a friend. Roy had helped them refinance their home and we were also looking for an agent to help us do the same. We contacted Roy and found him to be very friendly, knowledgeable and professional. He kept us up to date regarding our loan process online and by phone, always letting us know that we could contact him at any time. We appreciate his help in keeping the process easy and would highly recommend him to anyone.
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Response from Roy on 10/17/2013
Michele & Gabriel, Thanks for the oportunity in assisting you with your refinance. Its always nice when I get a new client from a previous clients referral. You guys were a pleasure to work with!

 

- Highly likely to recommend
10/09/2013 - lynda lu
Closed refinance loan. Sherman Oaks, Sherman Oaks, CA
Roy & his assistant got the job done efficiently & thoroughly! As the re-fi process is pretty grueling & you feel like you're signing over your 1st born as they have to check every fine detail of your financial life which makes you feel vulnerable. However, Roy made this process easy as it can be! He attended to every detail, was very patient with us answering all our questions & he kept his word & we actually got the interest rates we were promised. Roy goes the extra mile & is happy to do it! He's personable and very knowledgeable & I'd highly recommend him! Lynda C.
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Response from Roy on 10/10/2013
Linda & Eric, Thanks for allowing me the opportunity to refinance both your home and your rental condo! Your timing was perfect in regards to interest rates.. Most likley there will be no need to ever refinance those properties again...

 

- Highly likely to recommend
09/27/2013 - user5690970
Closed purchase loan.
I was so thrilled to work with Roy Torrence at Caliber Home Loans, as well as the rest of his team (Maritza and Jamie- THANK YOU FOR ALL YOUR HARD WORK AS WELL!!) Roy and his staff are supremely knowledgeable and efficient. Roy was ALWAYS available for us, as well as our realtor, even on nights and weekends when we were house hunting. He is truly a professional and a joy to work with. He helped us with a VA loan, which for other lenders is intimidating. Roy knew exactly what was expected for VA and helped us prepare for everything. Obtaining our home loan for our new purchase was really easy. Thank you Roy. I recommend you to everyone I know who is looking for a loan.
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Response from Roy on 10/09/2013
Thanks Kristy and Johnny, Its alway an honor when an escrow agent from one of the most reputable local escrow firms asks you to do their home purchase loan! Wishing you both many years of enjoyment in your new home!

 

- Highly likely to recommend
09/23/2013 - user55957920
Closed purchase loan.
I have been so fortunate to have Roy Torrence as my lender on my Real Estate transactions over the years. He is an excellent communicator and has a unique style of taking the complicated and making it simple to understand. He works so well with my clients and takes care of their financial needs. He has also been able to help me get my offers accepted in multiple offer situations by showing his value to the transaction. He is my preferred lender of choice.
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Response from Roy on 10/09/2013
Thanks so much Karen! You are a great realtor and i always look forwars to helping your clients. Plus it was my honor to do your own personal loan as well.

 

- Highly likely to recommend
09/23/2013 - user1232572
Closed purchase loan.
Roy is the ultimate professional. Want upfront, transparent Mortgage or Refi facts, Roy is your man! Roy has worked on a mortgage and a refi for us and we are highly satisfied with his services! Best part is, Roy will try and get you the lowest Rate that you qualify for! Sammy from Oxnard
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Response from Roy on 10/09/2013
Sammy, this was the 2nd property that I refinanced for your family. You are a great client to work with and I look forward to working with you and your family in the future!

 

- Highly likely to recommend
09/23/2013 - user2658167
Closed purchase loan. Camarillo, CA
Thanks Roy! You're Awesome!!! We closed on time and at the interest rate promised. Roy goes above and beyond compared to other lender services. We will be back!
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Response from Roy on 10/09/2013
Thanks Jeanne, you made the whole loan process go easy by being so responsive!

 

- Highly likely to recommend
09/17/2013 - user8510389
Closed purchase loan. Oxnard, CA
Roy Torrence is the absolute best when it comes to lenders. We were approved for a VA loan and it required a large volume amount of paperwork. Roy never missed a beat. He helped us along with every large to small question. When things got bumpy at times through all of this Roy made a way when there looked like things were not going to work. He is very creative and experienced. We would never use any one else in the future. Keep up the good work Roy. Sincerely, Mark and Laurel Nelson
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Response from Roy on 09/18/2013
Mark & Laurel, Thanks for the kind review! I wish you many years of happiness in your new home. I am gald to assist Veterans to take advantage of the VA benefits that you most definitely earned.

 

- Highly likely to recommend
09/13/2013 - user1823627
Closed Home equity loan. Camarillo, CA
Roy got us pre qualified and allowed us to increase our amount to offer for the house we now live in. We had a foreclosure property and the bank who owned this just didn't want to get us information on getting the property sold to us. Roy was able to contact the bank to get us the name of the escrow company so we could get the paper work together to get this concluded. He let me know about us having to extent the closing date about a week to 10 days as the information didn't get to him. He made sure that the escrow company completed all the paperwork to be able to keep the interest rate that we had locked in before it expired. Roy forwarded emails and text messages that were sent form the escrow company and him the last 2 days before they were ready to record the deed with the county to keep up updated. He also made sure we got the keys to the house on Fridays afternoon so we could start moving in Friday instead of having to wait till that following Monday. Thanks, Roy
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Response from Roy on 09/18/2013
Vicki & Nuri, Thanks for being so responsive to anything I needed! This was a complex transaction and you helped make it smooth. This allowed me to get this closed with a minimum of amount of stress on all parties involved!

 

Professional Information
Address:
Caliber Home Loans, Inc. NMLS#15622
400 E.Esplanade Drive, 2nd Floor, Suite 220
Oxnard, CA  93036
Office:
(805) 890-0792Click to view
 
Mobile:
(805) 890-0792Click to view
 
Fax:
(855) 890-3145Click to view
 
Websites:
Website
 
, LinkedIn
 
Advice posts:
7
Screen name:
RoyTorrence
Member since:
07/11/2013
NMLS #:
  • 448471
Licenses:
  • 0G54814, Variable contracts, Accident, Life, Health (Ca Insurance License)
  • NASD CRD# 5587702, FINRA (Series 7 and Series 66)