I've been originating mortgages in Oregon, Washington, and California since 2003 and have become successful by treating my clients fairly and taking the time to help them make the smartest decisions. Being a part of the Summit Mortgage Team allows me to offer a wide range of programs and fund most loans as a direct lender, using our mortgage bank.
My specialty and focus is to educate my clients. I've worked with many first time homebuyers, as well as experienced homeowners and investors.
Summit Mortgage offers a wide variety of loan products and I make it my goal to help you select the best available mortgage product for your financial needs. I'll do my best to help you obtain competitive rates and terms for your unique situation.
We offer the following lending options and typically underwrite and fund these applications in-house, as a direct lender.
- FHA and VA Financing.
- Conventional loans up to 95%.
- 100% financing options for eligible borrowers and select properties.
- USDA guaranteed rural products to 100%.
- Investment property financing.
- Construction loans.
- 203k FHA rehab loans.
- Rural properties / loans.
- Energy efficient home improvement loans.
Purchasing a home and navigating your loan options can be a difficult task in this market. I can help make this simple and straightforward. I can also help with refinancing your current mortgage. This can be fantastic opportunity to gain immediate and long term savings.
Ryan Young 503-757-6263
NMLS 3236 NMLO 113296