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Profile picture for Frank Ruzicka

Frank Ruzicka

Lender

Mortgage Banker, NMLS, IL, MO (28 years experience)

Specialties:
Purchase Loan,
Refinancing,
Mortgage Planning,
Innsbrook 2nd Home Financing

Ratings & Reviews

Enjoyed working with Frank. Would definitely work with him again. Frank followed through on all aspects of our refinance and got us a very competitive rate at 3.25% at 15 years, taking about $10,000 off our loan.

  

11/24/2014 - burresonk
Closed refinance loan. Saint Louis, MO

Enjoyed working with Frank. Would definitely work with him again. Frank followed through on all aspects of our refinance and got us a very competitive rate at 3.25% at 15 years, taking about $10,000 off our loan.

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11/02/2014 - tgrigg55
Closed refinance loan. Saint Louis, MO

We have refinanced several times with Frank and recommend him to friends and family. He makes it so easy, uncomplicated and very responsive to all our needs.

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08/26/2014 - tandmhunkins
Closed refinance loan. Saint Louis, MO

We have worked with Frank for almost 10 years for our loan and refinance needs. He has always been knowledgeable with regard to both the products as well as being helpful in guiding us in choosing the option best suited to our needs.

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08/25/2014 - dcooley72
Closed refinance loan. Lake Saint Louis, MO

Frank has helped us through a few purchases and re-fi's. He was always willing to help and looked at all available options for us. We will use Frank again the next time we purchase or re-fi a loan.

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08/17/2014 - scott schuchardt
Closed refinance loan. Saint Louis, MO

Frank helped us refinance our home with some cash out to pay some college tuition. We originally called about a home equity loan. Frank showed us the wiser choice was to refinance with cash out. We lowered the interest rate, lowered our payment, used the cash out to open a 529 account, pay tuition, and save money! He made it so simple and easy. Everything was completed in a few weeks. His experience payed off for us. Don't call anyone else. Call Frank Ruzicka at Cornerstone Mortgage! Listen to his advice and then take it. You will not be disappointed. Scott and Maggie S.

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Response from Frank

 

  

08/01/2014 - jmkingery
Closed refinance loan. Carondelet, Saint Louis, MO

Frank, helped us with a complicated deal. We took money out of a fully-paid investment property, so that we could use the proceeds to do a home improvement project in our primary residence. In addition, he suggested we refinance the primary property (no cash out) in order to take advantage of a lower interest rate which saved us money. All of this happened timely. Our experience with Frank was, he is knowledgeable and responsive. He listened to what we wanted to do and provided us with information and suggestions, which ultimately saved us money.

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07/29/2014 - flyn4kids
Closed refinance loan. Waterloo, IL

Frank was my loan officer when I bought my first home 18 years ago and helped guide me through the first time buyer maze, as well as when my husband and I bought our current home 16 years ago, and most recently with a refinance. He is extremely honest and forthcoming with information and recommendations. We trust him and will always reach out to him first.

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07/28/2014 - cmfrigerio
Closed purchase loan. Boulevard Heights, Crestwood, MO 63123

Frank was great to work with on the purchase of my home! Frank told me about all my different mortgage options and explained everything throughout the whole process. He was very responsive whenever I had a question or needed clarification with something. He made what could have been a very cumbersome process extremely easy. I would recommend him to any of my friends or family members. I will use him again for any of my refinance needs.

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07/27/2014 - bmccann6
Closed refinance loan. Saint Louis, MO

My wife and I worked with Frank to refinance our current home. He was extremely helpful in taking us through the process. He was professional, timely and made the whole experience easier than we would have imagined. We have and will continue to recommend Frank to anyone who is in the process of buying or refinancing a home.

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07/26/2014 - sheribostondesign
Closed refinance loan. Webster Groves, MO 63119

Frank is wonderful to deal with. He knows refinancing and mortgage loans extremely well. Very pleasant person to deal with and will help you in any way he can. Excellent experience dealing with Frank. My Mother also used Frank for years and was extremely happy with his honesty and wonderful service.

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