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Profile picture for John Kilby

John Kilby


Mortgage Loan Originator, California Real Estate Salesperson, Notary Public

Purchase Loan,
Mortgage Planning,

Add personality to your profile! Tell the community about yourself, your home, and your profession.

San Diego Mortgage and Loans will help you negotiate the confusing world of home finance.  We're committed to home buyer education, pre-qualification, and straight shooting.

We do conventional home loans, refinances, VA loans, USDA loans, FHA loans, and reverse mortgages.

We're delighted to work with real estate agents to pre-qualify and educate home buyers, for joint marketing programs, or just to handle questions from your clients.

You can find us here: or call us at 760-500-1098.
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Ratings & Reviews


12/08/2014 - user869766
Closed purchase loan.

I worked with John Kilby to complete my mortgage loan for my first house. He was very pleasant to work with. I was very unfamiliar with all the steps involved in the process and he was able to give me a great overview and help me through each step as it came up.

For example, he let me know what documents are typically requested during the mortgage approval process so I was able to gather these in advance. Saved me lots of time going back and forth trying to get documents 1 by 1, I really appreciated this.

He continued to give me regular updates via phone and txt when he would get any news related to my loan. As a new owner, I was anxious to stay updated, he understood and delivered above and beyond. I dont expect every mortgage guy to be this thorough. Glad I took my friends recommendation seriously.

Thank you John!!
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