Erin Rowley Stoner's Advice

I saw a great "review me" widget in another Realtor's email signature...how do I get one?

Hey there,If you would like to speak to a local lender, face to face, I can help you find one.Email or call me anytime!erin.rowley@coldwellbanker.com912 224 0460

I guess that is the $15,000 question! I don't have a definitive answer, I can only speculate. I guess we can look at history.http://www.irs.gov/newsroom/article/0,,id=204671,00.htmlWhen the initial first time buyer credit came out, it was for $7,500 and was basically an interest free loan, available to home buyer's in 2008.2009 home purchaser's have the current $8,000 available to them.The original home buyer's are not able to claim the new credit, because it is all based on time limitations and close date.SO if this new credit is passed... will it be retroactive? Maybe, but probably not.What good would it do to the economy to tell everyone now, that there will be a bigger, less restrictive credit later?The whole point of the credit is to stimulate the market, get buyers off the fence, and try and stabilize the housing industry.I guess the real question is, to buy now-- get $8,000, or wait and gamble?Good Luck!

Listen Grant.. or Jack.. or whichever 'personality' you are signed in as...Mud slinging is not my thing. I simply called BS and now you have some creepy internet stalker vendetta going on. I'm not going to fight over sending emails or not... we both know you did. End of Story.

check out this threat I suspiciously just received  through a contact form on broker's website.......We are forwarding this email sent to your agent address at LeadRouter: New coldwellbanker.com Lead -- please respond -- REF# 3070659You received a new lead from coldwellbanker.com on Sep 1, 2009 at 1:27 AM UTC. The reference number for this lead is 3070659.Do not reply to this email. Your message will not be received. To contact the customer, email youarearealtor@becareful.com.Please contact this customer no later than Sep 2, 2009 1:27 AM.Here is the lead info:Reference #: 3070659Lead Type: EMAILDate Created: 09/01/09 01:27 AMDescription: This is perhaps why people should be careful about putting their personal information on the internet and then calling their business bottom feeders. If you want to tango, better take lessons.Property MLS#: N/AFirst Name: BottomLast Name: FeederAddress 1: Address 2: City: State: Zip: Country: Email: youarearealtor@becareful.comPhone: Contact Preference: EmailTimeframe: Buying: NSelling: NMaintaining: NBest Time to Call: If you cannot click on any links, cut and paste the link into your browsers address bar.Please do not reply to this e-mail. If you have questions, contact the Help Desk at 877-4COLDWELL (877-426-5393). Content-type: text/plainxXxD0n0TtLl00pPxXx

I just got of the phone with a lender.. she confirmed that so long as the duplex is your primary residence, you can do it.Sometimes, the teacher becomes the student..Good Luck!

Hmmm... Here is something that would support your argument...http://blog.duplex.net/first-time-home-buyers-can-get-8k/otherwise...federa housing http://www.federalhousingtaxcredit.com/2009/index.htmlor IRS.gov

bad neighbor.Why is it so difficult for you to follow the community guidelines?flag.

I agree with Pacita, about "keeping your offer clean". Another factor to consider is the state of the home you are offering on. FHA has minimum requirements for the condition of the home to pass underwriting. You're going to have a better chance if the place is in good shape (floors passable, req. appliances present, etc..)Be prepared to wait. Make sure you spend some time educating yourself on the process, find an agent who has experience with short sales (both the listing and selling side), and it may not hurt to have a back up or two.Short Sales can be a lot of heartache and uncertainty, but can also be an amazing deal!!Best of Luck!

It's hard to say. In my market, I had a great summer. Then August 1--nothing!! No showings on my listings, no new buyers.... crickets all around. Then this weekend, everything jumped right back up. I think the downtime happened here already while everyone was getting ready to start school.Keep trying! I hope you find exactly what you are looking for.