Profile picture for Augustus Bukowski

  • Seattlemortgageguru

Augustus Bukowski
Branch Manager (7 years experience)

Specialties:

Purchase Loan, Refinancing, Home Equity, Mortgage Planning

Add personality to your profile! Tell the community about yourself, your home, and your profession.

I want to start out by expressing my gratitude with a simple "Thank You!" for considering me for your mortgage needs.  I truly appreciate the opportunity to earn your business and realize that you can choose to go anywhere as a consumer. I truly take this to heart which is why I offer everyone great rates and customer service from the start, not after something goes wrong. For this reason I have become one of the most recommended mortgage bankers in Seattle, and can't wait to show you why.

Contact me today for a loan catered to your exact needs!

Toll Free:  (866) 936-4903
Local:      (206) 673-4543

* Being a trusted financial professional I understand the need for information so I make my self available all evenings and weekends to address urgent matters regarding your loan.

I currently work with Bay Equity, one of the largest privately held lenders in WA. We sell direct to Fannie Mae, Freddie Mac, and GNMA. This allows us to cut out the middle man giving you more savings, and flexibility with underwriting. 

My Branch is located in Seattle and our Corporate Headquarters located in Bellevue, not in a different state with different tax structures. Mortgage refinance and purchase loans are all that we do. My branch is one of the highest volume Bay Equity branches in the state.

We specialize in Conventional, Freddie Mac, Fannie Mae, FHA, VA, and USDA loans. Our highest volume currently is Fannie Mae DU Refi Plus and Freddie Mac Relief loans (Designed specifically to help homeowners whom have lost or have no equity).

My higher production volume helps you in several ways.

1.)  Unlike most loan officers closing 1-2 transactions per month my consistently high production allows me to negotiate low wholesale mortgage rates directly for the consumer.

2.)  I am able to hire competent staff that can answer your questions and help close your loan on time, and without concern about lock extensions, and delays.

3) Our quality origination have given us the ability to communicate directly with underwriting to get you the answers you need within minutes, not days.

Essentially you end up getting low rates, a mortgage team instead of one professional, and faster decisions.

** Interest Rate Quote Disclsoure **

In order to prepare your rate quote I rely solely on the information you provide. If that information is inaccurate than the quote will be as well. Rates also fluctuate daily sometimes the fluctuation is positive and will result in happy emotions for the consumer, usually when this happens it is not a problem, however rates also do get worse. Depending on the size of your loan the swings can be a few thousand dollars in cost, or .125% in rate. It is important to understand this phenomenon upfront so you can stay on top of the market movement. to stay informed on up to the minute mortgage information I recommend the following website.

Please call us anytime, and I am sure you will be satisfied with the wealth of information we provide.


Toll Free:  (866) 936-4903
Local:      (206) 673-4543
  
* I am standing by to help you every evening and on the weekends.
  
State and Federal Licensing Information:

* U.S. Dept. of Housing and Urban Mortgagee-FHA Direct Lender
* National Mortgage Licensing System Approval # 870548
* WA #CL-870548
* OR ML-2944-15
* CA # 813I759
* WA, OR, CA MLO # 107696
MoreLess
Ratings & Reviews
- Highly likely to recommend
04/12/2014 - Gavin Bussell
Closed purchase loan. Renton, WA
Augustus is a life saver! I am a new agent and my first transaction almost fell through due to financing issues with my clients credit union. My buyer had pre-approval through a large credit union that we all know and love... however, mortgages are not their specialty. I was referred to Augustus through a co-worker. He was able to quickly figure out the core issue that was holding my client back and fix it the same day. Bay Equity was even able to get a lower rate for him. My buyer was ecstatic and I have a new go-to lender of choice!  MoreLess
Profile picture
Response from Augustus

 

- Highly likely to recommend
04/09/2014 - yoganurse
Closed purchase loan. Des Moines, WA
Augustus made a great impression on us from the first time we met,(short notice on a Saturday afternoon), so we could get our loan docs completed before we went on vacation Monday morning. He continued to accommodate and support us every step of the way, keeping us informed, reassuring us (first time buyers- lots of anxiety!) and helping us to feel relaxed and secure about the whole process. He keeps you "in the loop" so you always know whats happening at every stage of the loan process. He responds immediately to all emails, texts and phone calls- very important to us. Even after the loan closed, Augustus continued to show concern. We discovered on move-in day that our home had been vandalized! Augustus somehow found out, and contacted us immediately, offering his support and willingness to do anything he could to help us through our difficulty. You will get the most attentive, personalized and professional loan - AND a terrific interest rate to boot!   MoreLess
Profile picture
Response from Augustus

 

- Highly likely to recommend
03/18/2014 - fannyaking
Closed Home equity loan. Ravensdale, WA
Augustus has been so helpful. Extremely knowledgeable and resourceful. With my husband working out of the country it was very difficult for me to know in which direction to go or what to do. Everyone always tells me how stressful it is to buy a home. But I have to say that it was very painless with the professional help and guidance of Augustus and Heath Cunningham. They made feel comfortable and I felt I was in the right hands since this is my first time buying a home. I feel like I didn't only get outstanding service, but I also made a couple friends. They are very friendly, professional, and pleasant. And funny. If anyone is looking to buy a home, I highly recommend Augustus B. He works hard at making sure you're home buying experience is a positive one. He understands that buying our dream home for our family is important and a life event that we will treasure and enjoy for years to come and even generations down. We all know that there is nothing better than having pride in owning your home. And this two awesome guys got us there quickly and painlessly. Thank you guys! God Bless! ;)  MoreLess
Profile picture
Response from Augustus

 

Service Areas
Professional Information
Address:
Bay Equity
557 Roy St Suite 125
Seattle, WA  98109
Office:
(206) 673-4543Click to view
 
Mobile:
(206) 673-4543Click to view
 
Fax:
(206) 673-4543Click to view
 
Click to view
Websites:
Website
 
, Blog
 
,
 
, LinkedIn
 
Advice posts:
438
Screen name:
Seattlemortgageguru
Member since:
09/14/2011
NMLS #:
  • 107696