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Sebonic Financial Reviews

Sebonic Financial

Specialties:

Purchase Loan, Refinancing

 
- Highly likely to recommend
07/22/2014 - JoeSimrany
Closed purchase loan.
Like many others reading this review, I was very skeptical at first of using this lender. In the past, I only went with big banks (Bank of America, Chase, etc.) I decided to give this a chance. Not only was my experience better, but it was faster, more efficient and closed on time. Oh and by the way, the rate was a lot better than the big banks can offer. I would definitely use them again and I have already recommended them to friends and family. I was truly impressed by the technology end of the lender. Most of the documents you can sign and print online. This saves you a lot of paperwork, time and frustration. Don't look any further this is a great lender.
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- Highly likely to recommend
07/22/2014 - myersr1
Closed refinance loan. Highlandtown, Baltimore, MD
It was a quick, painless process for the first time in my life. Everything could be uploaded. The rate given was fantastic. I will definitely be working with them on my next home purchase.
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Response from Sebonic Financial

 

- Highly likely to recommend
07/22/2014 - price2511
Closed refinance loan. Highlands Ranch, CO
I had never heard of Sebonic Financial or Cardinal financial, but after working with them during the initial refinance review process, they were amazing! The staff is very responsive and put many of my concerns to rest. Their rates and closing costs were lower than most, so of course I was hesitant that it was too good to be true. I can tell you after closing quickly, locking in a great rate on the refinance and paying my mortgage the past couple months, everything is as expected. I am very pleased with this company and there entire refinance process. I would recommend them to anyone who asks.
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Response from Sebonic Financial

 

- Highly likely to recommend
07/22/2014 - jonathanholdaway
Closed refinance loan.
I refinanced my 30-year fixed rate to a 15-year fixed rate with Sebonic. I was very impressed with their responsiveness (all e-mails or phone calls were answered the same day). I had been turned down by some other finance companies since I have a rural property, but Sebonic was able to work the refinance process quickly and smoothly to a great new rate that will save me a ton of money over the life of the new loan. Highly recommended.
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Response from Sebonic Financial

 

- Highly likely to recommend
07/22/2014 - travishubble
Closed purchase loan. Westerville, OH
Everything went smoothly. I was initially a little apprehensive in picking Sebonic, because they had the second lowest rates at the time, which made me wonder if they would do a bait and switch, but my fears were totally unfounded. They honored every promise they made. My loan closed on time, and they were always very quick to respond. The only downside is that they didn't have one person as a POC from start to finish, but instead had one person hand me off to another person at each successive stage of the loan process. It's a bit assembly line in that regard, but it worked very smoothly.
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- Highly likely to recommend
07/22/2014 - teamjameron
Closed purchase loan. North Logan, UT
Sebonic was very responsive and easy to work with. They answered any questions that I had promptly. The title company said they were very easy to work with. Sebonic's fees and rates were awesome. Once again the title company was astonished at the good rates and very low fees that I was getting.
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Response from Sebonic Financial

 

- Highly likely to recommend
07/22/2014 - bacnine53
Closed purchase loan. Mckinney, TX
My rep went above and beyond to insure I had all the information sent in so there would be no delay in processing. My home loan closed right on time but the amazing part was it took less than 30 days start to finish. By far the best I've ever had through 5 home purchases over the years. My thanks.
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Response from Sebonic Financial

 

- Highly likely to recommend
07/22/2014 - BrianKelly7
Closed refinance loan. South Philadelphia, Philadelphia, PA
I contacted Sebonic after going through a number of financial institutions. Sebonic gave me the best rates and provided an easy process from start to finish. Everything is done online securely....I was able to complete the entire submission process in one weekend at my own pace. I would absolutely use them again when I need to refinance on other properties.
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- Highly likely to recommend
07/22/2014 - DavidKeel
Closed purchase loan. Suwanee, GA
Overall experience was smooth. Quick response time on emails and phone calls. Understood what I wanted and worked diligently with me. I would recommend them for the financing of a home and plan on using their services again
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Response from Sebonic Financial

 

- Highly likely to recommend
07/22/2014 - msm02871
Closed refinance loan.
My loan officer was very low pressure, and I appreciated that. He explained things clearly, and as soon as I decided to go ahead, everything went smoothly. The communication throughout the loan process was excellent, and all my questions were answered right away.
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Response from Sebonic Financial

 

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Professional Information
Address:
Sebonic Financial
3701 Arco Corporate Drive, Suite 415
Charlotte, NC  28273
Phone:
(888) 399-2158
Email
Web:
Website
Screen name:
Sebonic Financial
Member since:
04/17/2013
NMLS #:
  • 66247