Terry Lewis has successfully owned and operated a mortgage company over the last 25 years. Terry, a licensed real estate agent and broker for 31 years, has combined expertise and experience to fulfill a growing need in the real estate industry, Seller Financing Compliance. With years of transaction experience, Terry believes that the secret to home ownership lies in that people deserve an affordable home at reasonable terms. Terry started in the real estate business in the early 1980s and experienced a similar market as today's. The new seller financing regulations in Dodd Frank and the S.A.F.E. Act are going to create a paradigm shift in the way private loans are originated, disclosed, and transacted. Now more than ever agents, brokers and home sellers need to know the laws and disclosure requirements to protect their assets and livelihood.