Semper Home Loans is headquartered in Providence RI with branches located throughout the United States. Applying a simplistic philosophy and efficient business model, Semper leads the way by offering a wide variety of mortgage products at the lowest rates and fees possible.
As a mortgage lender, Semper is able to provide a dynamic product menu and superior service by maintaining stringent quality controls and employing industry best practices. All of our processing and underwriting is done in-house in the Providence corporate offices. What does this mean for you? It means that your loan gets closed at your convenience; where and when you want it.
When requesting a quote online, without the benefit of speaking to a "live" person, it is vitally important that the information you provide is accurate and up to date. Our quote to you is only as good as the information you provide. So please, take a moment to verify that the information you provide is correct. However, if you discover that some of the information you provided was incomplete or somehow inaccurate, simply call us to speak with one of our Loan Architects. They are here to help.
· Semper Home Loans provides quotes based upon information provided by the consumer via a web portal. Actual home value, credit score, property type and income source may require adjustments to the quoted loan terms.
· Rates may change while they remain unlocked. Final rate will be locked when lock documents are executed. 15-30 day rate locks are available.
· Terms (rate) quoted after hours on Friday (6:00 p.m.) will be subject to readjustment (either better or worse) on the first business day following the weekend.
· Quote assumes taxes and insurance will be escrowed.