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  • Shelby Pennix

Shelby Pennix
Broker/Principle (13 years experience)


Purchase Loan, Refinancing, Home Equity, Mortgage Planning

Add personality to your profile! Tell the community about yourself, your home, and your profession.

Hello Valued Customer,

Making an informed decision and getting the best value is probably at the forefront of your mind. That is one of the main reasons that I chose to quote here on zillow. What you see, is what you get! I am very transparent and want to make that clear. Most lenders will typically earn 1 to 1.5% of the loan amount. My compensation is always 3/4% of the loan amount. I tell you this because I know there is a lot of anxiety that comes with locating a mortgage at a good value and will also deliver the customer service you deserve. By me telling you exactly what I am compensated, it is easier for us to discuss different options...whether it be lowest rate with the fee being all in origination or a combination of the two. I may or may not be the bottom dollar quote, but I can assure you that I am worth double of what I quote due to my world class service that I provide before, during, and especially after the transaction and my willingness to discuss my compensation.

My absolute goal is to understand your goals. In doing that, I can provide you the quality information that you need to make a sound financial decision that is completely in line with your goals and what you and your family are trying to accomplish. When your values are clear, good choices are easy to make. You want to make clear financial decisions, right? I will consult with you to make sure this happens.

My business is 91% referral based. I can only achieve that by taking care of you and having a relationship as such that you feel as if I am helping no one but you! I view our meeting as the first step in a lifelong relationship.

I look forward to hearing from you! Best of luck in your financing research. Call me!

All the best,

Ratings & Reviews
- Highly likely to recommend
08/28/2009 - good loan1
Gave me a quote on Zillow, but it did not work out. Shake Rag, Suwanee, GA 30024
I am currently working with Shelby and have been extremely impressed with the level of service I have received so far during my loan process. He has fully explained every step of the process, as well as potential hurdles that may occur to prevent any surprises down the road. I would highly recommend Southern Capital Mortgage Group to anyone looking to purchase or refinance a home.  MoreLess
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Professional Information
Southern Capital Mortgage Group
5971D Parkway North Boulevard
Cumming, GA  30040
(770) 292-9030 x102Click to view
(404) 451-1250Click to view
(800) 552-0409Click to view
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Shelby Pennix
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