Heather is very honest up front and will do whatever it takes to accomplish the goal. Heather is a very hard worker and will make sure you are satisified with the outcome. Heather is very professional will get the job done! Heather did an outstanding job for me in a time cruntch. I would highly recommend heather for any loans, refinancing, home equity. I have gone to heather a couple of times and both times where outstanding! I will continue to ask heather for any future needs.