Profile picture for Steve  Norris

Steve Norris

Premier Agent

Associate Broker (29 years experience)

4 Recent Sales (last 12 months)

Specialties:
Buyer's Agent,
Listing Agent,
Foreclosure,
Short-Sale

Advice

  • (8 Contributions,
  • 0 Best Answers,
  • 1 Helpful)

Contributions are sorted newest to oldest.

Unexpected last-minute changes to GFE???

Answer

i would not accept it and talk to some other lenders or tell them to honor the first estimate and you can close. but i agree that that is not a very good rate on an arm loan any way unless your scores are very low.

  (0)
it will be two years on Nov 5, 2014since my Short Sale closed and I want to buy.

Answer

some of the new rules you can purchase a home in as little as 1 year after a short sale so i would need to  evaluate your situation to see if you could purchase now. call me cell[Content removed by Zillow moderator. See our Good Neighbor Policy for posting guidelines.] thanks Steve Norris Remax Action Real Estate

  (0)
Short Sale with an equity loan

Answer

The sellers agent need to negotiate the amount between the equity loan company and the first mortgage to see how much the first mortgage will offer.Some of it might need to be added to the price to make it work or if seller is willing to bring money to the table to make it work . but in most short sales the seller is cash poor.So you need to see what the First mortgage is willing to pay to the equity company and try to get them to accept that. if the home goes to foreclosure they will get nothing!

  (0)
I am a first time buyer, can this house be bought thru usda?

Answer

if you tell me the address i can find out. you could also get a VHDA PLUS loan it is also 100 % loan and it does not matter about location.Steve Norris [Removed by Zillow Moderator. Please see our Good Neighbor Policy.]

  (0)
First time buyer with bad credit..

Response

i can normally tell you what you need to do to add points to your score just need to see you credit report or i can refer you to a credit repair expert.I also have lender that will do lower scores let me know if i can help .Steve Norris [Removed by Zillow Moderator. Please see our Good Neighbor Policy.]

  (0)
my home is listed twice???

Answer

If it was listed in the mls once as richmond as the city and now henrico  that would be some someone would need to go into the system and fix.A lot of richmond zips are being reclaimed by their countys the same thing has happened in chesterfiel feel free to contact me and i will see what i can do to get it fixed for you

  (0)