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Profile picture for Steve Felty

Steve Felty

Lender

Sr Mortgage Banking Officer (18 years experience)

Specialties:
Purchase Loan,
Refinancing,
Home Equity,
Jumbo Loans, Unique income

Add personality to your profile! Tell the community about yourself, your home, and your profession.

Specialized service for high net worth clients from a banker, experienced in complex financing scenarios, who will underwrite and personally manage your transaction from application through closing.

* Highly competitive rates
* Financing for self-employed borrowers and those with unique income situations.
* Purchase loans to $6 million, cash-out refinance up to $3 million. (higher with qualifying relationship)
* Unique mortgage products and pricing discounts for Wealth Management clients.
* If you are building a home, receive protection if the overall interest rate market goes up during the construction process.
* Loan products for primary or secondary residences, investment or vacation properties.
* Quick closings when needed 

NMLS #502481
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Ratings & Reviews

  
 

01/14/2011 - entgegnen
Closed refinance loan. Northwood, Irvine, CA 92620

I was genuinely impressed with Steve and how he handled my jumbo loan refinance. Despite excellent credit and income, over the course of the refinance we had to address a "low-ball" appraisal, a "lien" that had been placed by a sub-contractor, and a title company that was over-charging. Steve worked tirelessly to assist in the remedy these situations - even though they were not his problem. He earned my respect, and my referral to literally every neighbor that mentions they are considering refinancing. As an attorney, I am very demanding of professionals in other occupations - I expect them to know what they are doing. Steve is such a person - he knows finance forwards and backwards. Most of all however, he is ethical; he helped me understand how and where my particular title company was overcharging me - assisting me with saving me a significant amount of money. I have since moved several accounts to US Bank having been so pleased with the service provided by Steve. Plain and simple, Steve is a "good guy." Thanks for all of your assistance Steve. Jason  More Less 

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Response from Steve

 

  

10/02/2010 - farid S.
Closed refinance loan. Serra, Sunnyvale, CA 94087

Steve worked very hard to close my jumbo loan. He is very professional and extremely pleasant to deal with. I highly recommend him and his team.

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Response from Steve

 

  

08/31/2010 - josh987
Closed refinance loan. West Menlo Park, Menlo Park, CA 94025

We successfully bought our first house, largely thanks to Steve. Our experience with him was consistently good throughout the entire process. When we chose him, he made a commitment to me that he would deliver funding on time given our timeline, and he delivered. He was accessible pretty much whenever I tried contacting him, even outside of normal working hours. All questions were thoroughly answered, and all options were explored. Steve truly "gets it", in terms of understanding what a big deal buying a house is for his customers, and he makes every effort to not let them down. If there was anything that could have gone better: In the end of the process was a little tighter than I would have preferred, given the underwriter's hours and additional requests for documentation for employment verification and transaction records that hadn't been anticipated beforehand. In the end it worked out though and everyone delivered. I continue to highly recommend Steve to my friends, co-workers, and family, and will continue to do so in the future.  More Less 

Profile picture for Steve Felty
Response from Steve