Profile picture for Timothy Sutherland

  • SunTrust

Timothy Sutherland
Loan Officer (21 years experience)

Specialties:

Purchase Loan

Add personality to your profile! Tell the community about yourself, your home, and your profession.

I've been originating mortgages since 1993 and have been with SunTrust since 2006.

2013 Platinum Performance Excellence Winner.

Top Producer 2008, 2009, 2010, 2011, 2012, 2013 
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Equal Housing Lender.
      Equal Housing Lender. SunTrust Mortgage, Inc., 901 Semmes Avenue, Richmond, VA 23224, NMLS # 2915, is licensed by the Department of Corporations under the California Residential Mortgage Lending Act; is an Illinois Residential Mortgage Licensee; is a Lender in Massachusetts having Mortgage Lender license #s ML1216, ML0133, ML1432, ML1914, ML1913, ML1815, ML2411, ML1214, ML2442, ML2491, and ML2538; is licensed by the New Hampshire Banking Department; is licensed by the New Jersey Department of Banking and Insurance; is a licensed lender in Rhode Island; and is doing business in Arizona as Crestar Mortgage, 7250 N. 16th Street, Ste. 100, Phoenix, AZ 85020. ©2013 SunTrust Banks, Inc. SunTrust, SunTrust Mortgage and Live Solid. Bank Solid. are federally registered service marks of SunTrust Banks, Inc
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Ratings & Reviews
- Highly likely to recommend
05/04/2014 - Mluen71
Closed purchase loan.
Responsive, speed, reliable, patient, and knowledgable describe Tim Sutherland and his Suntrust team. My wife and I came to rely heavily on these qualities as we purchased a condominium in Alexandria, and looked to Tim to help us do it from overseas. Although we did extensive research on the home buying process, it was imperative and very comforting to have Tim and his excellent team guide us through the process. Tim is backed by an impressive team of efficient and courteous professionals: Donna Spicer, Karen Wilson, and Jennifer Kruger.

One of the most impressive qualities about Tim is his speed and responsiveness, even during weekends and off-hours. After reading many stellar reviews, I submitted a Zillow inquiry requesting further discussions on a Sunday and was stunned when Tim responded within 30 minutes offering to talk. Within one hour, my wife and I had more clarity on what our lender prospects were and what to expect from Suntrust and Tim. As smart shoppers, however, we continued negotiating with two other lenders. What became immediately clear was Tim's speed and agility that surpassed the other two reputable lenders, and even our real estate agent, who suggested a few others, agreed he was the best choice. Tim gave us a great APR and patiently explained the process.

One of the other qualities that exemplifies Tim is his commitment. We found an incredible condominium with wood floors, fire place, a lot of natural light, and distant view of the Washington Monument. However, within one day of expressing interest, another buyer made an offer. Time was of the essence and Tim moved at amazing speed. Despite a major snow storm that closed Washington, Tim ran into his office, prepared initial documents, and emailed them to us.

As we moved through the process, we worked with talented professionals under Tim. Donna Spicer is incredibly knowledgeable, patient, and will move mountains for clients. We worked extensively with Donna to send & receive a variety of documents and who is great about patiently answering questions. Ironically, a $220 property management fee became a sticking point in order to obtain property management association documents. Donna was outstanding at working through this on our behalf, but what we most appreciated was her determination to prevent us from paying the $220 fee since our initial, separate fee should have covered this expense. As Donna explained to us, "Even $220 is a lot of money." This was reminiscent of a small town banker who genuinely cares about their clients.

Doing this from overseas was a challenge, but Tim and his team worked extremely well with us via email and Skype. As first time buyers, we are glad we did our homework, read reviews, and selected Tim and Suntrust. We highly recommend them.
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Response from Timothy

 

- Highly likely to recommend
04/02/2014 - benjamincahill
Closed purchase loan. Capitol Hill, Washington, DC
Tim and his team offered the best rate for us (by a fairly wide margin). He was responsive, and his processor and assistants were very thorough. We had a relatively short turnaround for closing and they were able to push it through. I would highly recommend Tim Sutherland and his team at SunTrust.
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Response from Timothy

 

- Highly likely to recommend
11/25/2013 - phillips39
Closed purchase loan. Annapolis, MD
Tim and his team are the best in the business! My husband and I were greatly impressed with their professionalism, their responsiveness and their level of communication. We closed on our loan quickly thanks to their hard work and attention to detail throughout the entire process.
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Response from Timothy

 

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Professional Information
Address:
SunTrust
116 Defense Hwy
Annapolis, MD  21401
Phone:
(888) 865-1252
Email
Advice posts:
577
Screen name:
SunTrust
Member since:
08/31/2007