Profile picture for Timothy Sutherland

  • SunTrust

Timothy Sutherland
Loan Officer (21 years experience)


Purchase Loan, Home Equity

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I've been originating mortgages since 1993 and have been with SunTrust since 2006.

2013 Platinum Performance Excellence Winner.

Top Producer 2008, 2009, 2010, 2011, 2012, 2013 

Equal Housing Lender.
      Equal Housing Lender. SunTrust Mortgage, Inc., 901 Semmes Avenue, Richmond, VA 23224, NMLS # 2915, is licensed by the Department of Corporations under the California Residential Mortgage Lending Act; is an Illinois Residential Mortgage Licensee; is a Lender in Massachusetts having Mortgage Lender license #s ML1216, ML0133, ML1432, ML1914, ML1913, ML1815, ML2411, ML1214, ML2442, ML2491, and ML2538; is licensed by the New Hampshire Banking Department; is licensed by the New Jersey Department of Banking and Insurance; is a licensed lender in Rhode Island; and is doing business in Arizona as Crestar Mortgage, 7250 N. 16th Street, Ste. 100, Phoenix, AZ 85020. ©2013 SunTrust Banks, Inc. SunTrust, SunTrust Mortgage and Live Solid. Bank Solid. are federally registered service marks of SunTrust Banks, Inc
Ratings & Reviews
- Highly likely to recommend
08/07/2014 - bdorothee
Closed purchase loan.
Tim Sutherland and his team were very helpful throughout the loan process. We closed within 30 days and are now happily in our new home. We were very impressed with the way that he steered us through to closing, keeping his word from start to finish and getting us the best rate possible through his sound advice to lock in only shortly before settlement. It was a pleasure to work with Tim, Jennifer, Donna, and Karen. We can highly recommend him and his team to anyone. Thank You, SunTrust.  MoreLess
Response from


- Highly likely to recommend
07/29/2014 - trek09
Closed purchase loan.
I contacted Tim over the weekend with the computer generated quote. Tim responded immediately and left me a VM over the weekend to work with that rate and told me he can close the loan in less than 30 days. His quote was 0.25 percent better than from a reputed lender. Although the competitor was willing to match, I went ahead with SunTrust because I felt more comfortable with Tim and team who had been upfront honest, and a very straight forward and very much on top of the process till the last minute. It is very hard to find folks like Tim in this type of business. Of course kudos to his team who are very efficient in every single step.

Two days before, my settlement agent felt the loan could be delayed to one to three days since it was on fast track, but Suntrust closed it on time. My agent wanted me to go with some one else as I know for sure there is a referral commission everywhere and they try to get money every possible way, but I choose the lender purely based on my research and thanks to Zillow reviews which had helped me to zero in on the SunTrust team with Tim.

I highly recommend Tim and team as they seem to have edge in the industry and they can get you lowest possible rates. More important you also want some one who can help you to close the mortgage in a short amount of time to better compete with other offers on the house of your liking.

Thanks to Tim, Jennifer, Donna and Karen for working on my loan. I am sure to reach out to you for any future mortgage needs.
Response from


- Highly likely to recommend
07/28/2014 - sanvaliz
Closed purchase loan. Rockville, MD
Tim and his team were great. Good rate plus quick closing with no hiccups. We could not ask for anything more. He was responsive. He answered all our questions. I would highly recommend Tim and SunTrust.
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Professional Information
Timothy Sutherland
116 Defense Hwy
Annapolis, MD  21401
(410) 897-6405Click to view
(410) 897-6405Click to view
(410) 224-3921Click to view
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