Terry is one of the most patient and helpful people I have ever met. My closing had multiple challenges that prolonged the closing, due to issues with the house, and Terry never wavered. He was always there for me with helpful information and guided me through every difficult step of my extra complex closing. I can't imagine that I would have gotten near the quality of service or attention that I received from Terry by any other lender. Terry is an excellent professional and I would highly recommend him to anybody that was going to be purchasing a home.