Profile picture for The Herbert/Figone Team

  • The Herbert Team

The Herbert/Figone Team
Senior Loan Officer, NMLS


Purchase Loan, Refinancing, Home Equity

Add personality to your profile! Tell the community about yourself, your home, and your profession.

As Prospect Mortgage lending professionals, we are knowledgeable about a wide range of different loan programs in order to serve your unique needs and financial goals. Whether you're making a first time purchase, a second home purchase or looking to refinance, we can help you.
We're also experts on 203k Renovation Lending, which is a program particularly well suited for buyers of fixer-uppers and REOs in need of repair. How a Renovation Loan works is homebuyers finance both the purchase and future repairs on their new home with one loan.
Ratings & Reviews
- Highly likely to recommend
08/20/2014 - cezartorrez
Closed purchase loan. Redwood City, CA
The Herbert Figone Team are hardworking and extremely knowledgeable and I believe they are the best in the business. As a professional real estate investor I am comfortable putting my business in their hands. In my experience, all of my transactions have been completed in a timely manner and at a good interest rate. Thanks, Steve and John!!!  MoreLess
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- Highly likely to recommend
04/11/2014 - bmsca
Closed refinance loan. Outer Sunset, San Francisco, CA
The folks at Herbert/Figone (Prospect Mortgage) helped us achieve our goals, and isn't that what it is all about? They came in very close to our quite short timeframe. They could improve the frequency of communication, just to keep the borrower best informed, but that is a remediable issue and they were always very communicative and responsive when asked. Overall they had numerous creative ways to help us get the money we needed, at the best possible rate with the lowest monthly payment, and they did not trouble us with the details of how they put it together, just did it. Recommended.  MoreLess
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- Highly likely to recommend
04/09/2014 - ohhshitson
Closed purchase loan.
Steve, John and RaeLynn did a terrific job; their experience and expertise far outshine that of most mortgage lenders. Actually, they are mortgage bankers, so they make loans from their own funds when appropriate. I did not know them before this transaction but they treated me like an old friend!
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Professional Information
The Herbert/Figone Team
Prospect Mortgage
30 East 4th Avenue
San Mateo, CA  94401
(650) 425-6118Click to view
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Screen name:
The Herbert Team
Member since:
  • 276628
Other Licenses:
  • 276628 (NMLS)