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The Herbert/Figone Team

Lender

Senior Loan Officer, NMLS

Specialties:
Purchase Loan,
Refinancing,
Home Equity

Ratings & Reviews

 

  
 

08/20/2014 - cezartorrez
Closed purchase loan. Redwood City, CA

The Herbert Figone Team are hardworking and extremely knowledgeable and I believe they are the best in the business. As a professional real estate investor I am comfortable putting my business in their hands. In my experience, all of my transactions have been completed in a timely manner and at a good interest rate. Thanks, Steve and John!!!

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04/11/2014 - bmsca
Closed refinance loan. Outer Sunset, San Francisco, CA

The folks at Herbert/Figone (Prospect Mortgage) helped us achieve our goals, and isn't that what it is all about? They came in very close to our quite short timeframe. They could improve the frequency of communication, just to keep the borrower best informed, but that is a remediable issue and they were always very communicative and responsive when asked. Overall they had numerous creative ways to help us get the money we needed, at the best possible rate with the lowest monthly payment, and they did not trouble us with the details of how they put it together, just did it. Recommended.

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04/09/2014 - ohhshitson
Closed purchase loan.

Steve, John and RaeLynn did a terrific job; their experience and expertise far outshine that of most mortgage lenders. Actually, they are mortgage bankers, so they make loans from their own funds when appropriate. I did not know them before this transaction but they treated me like an old friend!

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03/07/2014 - Jeff Salgado
Closed purchase loan.

Steve Herbert has been in the mortgage business for 20 plus years and it shows. I recently had a real estate transaction that was not moving forward due to the buyer being unable to secure their home loan. This transaction was in escrow and during this period "time is of the essence". After the second request from the buyer for more time to secure their financing, I realized that something was not right. That is when I contacted Steve, knowing he would give me a straight and direct answer. He did. I immediately contacted the buyer's agent and told them to contact Steve at Prospect mortgage. Once the connection was made, everything changed. Steve, understanding the importance of time in our escrow, met with the buyer, had an appraiser at the property the next day, and closed the transaction 10 days later! I truly commend Steve Herbert and his team at Prospect mortgage for salvaging this transaction and recommend anyone looking for financing to contact them.

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02/26/2014 - Tina yang
Closed purchase loan. Lakeshore, San Francisco, CA

Can I give 6 stars? I have to say Steve and his Herbert team truly deserves a praise. These people are amazing and super professional! They saved one of my transaction and closed my client's loan only 7 days. I could not believe and this is true!

Having the frustrating experience with the previous loan broker while she promise you everything and fails to deliver, which made us running out the time to close escrow. Listing agent recommended me to Prospect Mortgage. They are great to work with! Steve's team had an amazing sense of urgency & integrity. Kept things simple and got things done.

If you are going to successful you need to be working with the best! I Strongly recommend Prospect Mortgage with Steve Herbert Team! Thanks again Steve! Tina yang/ Century 21 Realty Alliance

BRE# 01922214

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11/21/2013 - thesuburbs1
Closed purchase loan. San Bruno, CA

John Figone and Steve Herbert was a great team to work with. Phone calls and texts were answered immediately every time. They new just the loan we needed and moved very fast to be ready. Their was a delay in our buyers escrow and when they closed The Prospect Team was able to close us on our new home the next day. Amazing! They're the best.

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10/21/2013 - noah2013
Closed purchase loan.

My experience with Steve Herbert & John Figone (and Team) was nothing short of exceptional. The level of personal attention far exceeded my expectations. Both Steve and John were available to me at any time of day, any day of the week, and I felt they truly valued my business. The communication was excellent and their knowledge about the mortgage business was extensive. I always felt like they took my best interests to heart and advised me in the way they would their own family. I would absolutely recommend them to anyone looking to purchase a home.

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10/21/2013 - twalz
Closed purchase loan.

John Figone and Steve Herbert from Prospect Mortgage helped me on my loan for the recent purchase of my first home. They had great communication and knowledge of the loan process and made this a very easy transaction. I highly recommend using them if you need a home loan.

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10/18/2013 - nambeonmaui
Closed Home equity loan. Loma Mar, CA

Dear John, Thank you for your tireless effort to help us with our deal , you and your team were there for us. All my phone calls and messages were addressed promptly. That means a lot. Thanks again. You will be recommended to all of our friends and family.

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10/18/2013 - cardelliniwayne
Closed refinance loan. Redwood City, CA

John Figone is profesional in every way, called me back and returned my text messages always. I had a lot of questions and he had answers. We closed a day early, Thanks John we couldn't have done it with out you, and your team, I will always recommend you to my family and friends. Wayne.

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