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The Herbert/Figone Team

Lender

Senior Loan Officer, NMLS

Specialties:
Purchase Loan,
Refinancing,
Home Equity

Ratings & Reviews

As a long time Real Estate Broker it is important to have a dependable financing source and the Herbert/Figone team never disappoint with their fast and dependable service in meeting my clients financing needs. Steve Herbert and John Figone just completed a purchase loan for a client of mine in a very professional and timely manner. They are always professional and service my clients in a excellent manner. They are always patient in explaining the details and helping my borrowers whether its a purchase or refinance loan need.

  

10/18/2013 - George Mitropoulos
Closed purchase loan. Westborough, South San Francisco, CA 94080

As a long time Real Estate Broker it is important to have a dependable financing source and the Herbert/Figone team never disappoint with their fast and dependable service in meeting my clients financing needs. Steve Herbert and John Figone just completed a purchase loan for a client of mine in a very professional and timely manner. They are always professional and service my clients in a excellent manner. They are always patient in explaining the details and helping my borrowers whether its a purchase or refinance loan need.

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10/18/2013 - switalian9440
Closed refinance loan. San Mateo Village, San Mateo, CA

John helped me figure out, what was the best home-mortgage loan for me ... He took the time to explain all the different types of loans (and percentages)-so, I could make an educated decision, on what was right for me and my family ... I recommend, and would recommend John, and his team, to all my friends and family, or anyone, who is looking for a loan, or to refinance ... He treated me with respect, honesty and professionalism--which was refreshing ... John was punctual and convenient--by bringing the loan papers to our home and work--so, you don't have to take time off in your busy day ... He answered his phone right away, for the simplest, and most complex questions. Since, finding John years ago, he and his team, are the only finance group I will use or recommend.

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09/20/2013 - user91301931
Closed purchase loan. Belmont, CA

John Figone and Steve Herbert provided excellent service and worked very hard to get us the best rate. The prospect team is very detail oriented and makes sure all your paperwork is perfect when submitting the loan. They are flexible on terms and can close fast when you need to. They make the process painless, and best of all save you tons of money.

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09/17/2013 - sandragons
Closed refinance loan. Central Sunset, San Francisco, CA 94122

Happy to say, a solid all round experience with this company, from the front desk service to John Figone and Steve Herbert both. In the ensuing year after Prospect Mortgage successfully guided us through a very difficult refinance, we are still amazed at the way this was accomplished. John was tenacious with follow through and follow ups. Raelynn patiently waded through our reams of paperwork (believe me, there were reams!) with us, literally faxing it to the necessary places as soon as she received it. Thereafter, it was great to be able to shoot off a quick email for clarification of certain things and know a return email would be there by day's end. We just contacted John again regarding a loan for a second home. True to form, he was friendly, knowledgeable and exceedingly helpful with facts and numbers as they pertain to our situation. Looking forward to working with him again.

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09/16/2013 - SavinayBerry
Closed purchase loan. Redwood Shores, Redwood City, CA 94065

Steve and Jon were super helpful in our loan process and without them I don't think we would have had our home. From the time of getting the pre approval, to the time of getting the loan - Steve would call me regularly to update me on exactly what the status was. Being in business for the past 25 years gave them the kind of experience that helped us through a difficult buying process. We were stuck with a very difficult seller who was constantly creating anxiety and a hostile environment. Steve and Jon guided us through the process and delivered on each of their commitments to close the loan. They even went above and beyond by talking with the all parties involved and keeping the calm that is needed so much in a transaction of this size. I'll say it again - we could not have closed the house if it were not for Steve, Jon, Raelynn and their team doing an outstanding job of delivering on their commitments. Thanks guys!

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