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Mortgage Banker, Mortgage Loan Originator (25 years experience)
My husband and I short sold our home in February 2013. Because of George and his team, we have an underwritten approval as of 3 days ago!!! We will be closing a USDA loan on a brand new home next month, less than 2 years after our shortsale. I asked George if I could submit a review on his team's behalf, because that is how I found them- through online testimonials. I was very discouraged after contacting at lease 10 other lenders over the past 18 months. They all gave me the same response- wait 3 years for an FHA loan or 2 years Conventional with 20% down. I found testimonials of George and his team on ZIllow with people in the same situation as my family. It is NOT too good to be true. I would recommend them to anyone, knowing they would be in good hands. I have been treated with respect from the beginning. My emails and and calls were ALWAYS promptly answered and responded to. George has a lot of integrity- he has KEPT HIS WORD. You can trust him and what he tells you. He was very upfront with me throughout the entire process. They were patient in helping us get our credit ready. Also, George and his team have the experience and knowledge to handle the most complicated of situations. Our file was a complicated one- self employed with a short sale less than 2 years ago. I trust them and am very grateful for them working tirelessly to make this home possible for me and my family. What a gift they have given us! We are grateful to have found him. More grateful than he could ever know!
My husband and I had been renting for a few years after a short sale. The last home we rented I really wanted to be MY LAST RENTAL experience. We were throwing money away on rent. I wasn't sure we would qualify for a home and I started researching. After starting the process with one realtor and lender I hit a snag in the road. My dream was coming to an end before it really started. I hit Zillow and other message boards and ran across George Raymondo who said he could work with us to get over this hurdle even though the other lender said there was NO WAY!
He simply asked that I do everything that he says and to trust him. He and Maria worked tirelessly. It seemed like there were e-mails, requests all day long every day. But I responded quickly, they replied quickly. There were bumps in the road along the way. George and Maria stayed on top of everything and would even answer and call me after hours when I was in panic mode. He always seemed so calm. Well I found out why a couple of weeks ago. WE CLOSED ON OUR HOME!!!
After 4 different lenders said they could close our loan but could not deliver, we found George Raymondo with AFN. The previous lenders gave us a lot of reassurance and hope but failed miserably when it came down to our approval. we actually lost a home in escrow due to one of these lenders and nearly lost the 2nd one too. Nearly 3 years ago we had a foreclosure on our credit due to lost work. The other lenders told us we could do the Back to Work program with our circumstances and two others told us we could do USDA. But when it came down to it, they said the underwriter denied our loan for one reason or another. After George reviewed our credit and heard us out, he told me we were on the wrong program and he could do a USDA loan. I actually disagreed and said we were told repeatedly we did not qualify according to the other lenders so I was already weary of what he was telling me. George said he could get it done. I read all the hoopla about George on blogs, etc. and thought if those reviews are true then he has to be the guy to use. So we went with George and after 2 1/2 weeks he had our full under writer approval and after patiently waiting for USDA to sign off we received our green light. TODAY I signed my loan documents. We have a lower payment, lower interest rate of 4.25% and we are getting money back at closing. If you have something in the past that you think will prevent you from closing or if you were told by other lenders it won't happen, I suggest you contact George Raymondo. He is obviously use to saving loans and appears to enjoy proving other lenders wrong. George, we are so thankful for your hard work. Reyes Family.
Words cannot possibly express the gratitude I have for George and his team in getting our home loan for us. We went through a LONG ordeal after a bankruptcy and short sale and were told by a multitude of lenders that it was impossible to get a loan for a few more years. Indeed we received at least 3 pre-approval letters and went house shopping only to be told in the end that we did not qualify! It was heartbreaking.Then we spoke to George. He is simply the best and is supported by a team equally as wonderful. He immediately knew what program we qualified for and from there on out it was smooth sailing. We were pre-approvaed and just settled on our home a few days ago. I believe with all my heart we would not be sitting here in this living room if it were not for George. My children literally cried with happiness when we brought them to their new home. George and his team should know they are not just approving loans here- they are making families' dreams come true!
George was very easy to conduct business with and was always available when needed. I would recommended him and his company/services to anyone. He took the time to explain the entire process and break down what each line item was and meant clearly. His knowledge of the USDA home loan seemed to assist the entire home buying experience.
My experience of financing my new home was made much easier thanks to George Raymondo. From day one he worked to make sure I understood my options and had the information to make the right decisions. Every email and call was promptly answered and there was no wasted time... at all.
George is a professional and a pleasure to work with. I highly recommend his services if you are planning to buy a home.
I can not say thank you enough to George Raymondo. Had us approved for a mortgage loan 16 months after a shortsale. Answered all my questions promptly. He was very thorough on explaining everything that was happening through our loan process. If it wasn't for George and his knowledge on USDA mortgage loans we wouldn't be sitting in our new home today! He is truly amazing!! Thank you so so much George and afn staff.
I am so thankful to George Raymondo and his staff. They turned a hopeless situation into a dream come through all in the span of seventeen days. George was a bulldog throughout this transaction solving each and every problem that arose in this difficult situation. If you are considering a home loan do not hesitate in calling George Raymondo and his team.
If you are reading this review it is very likely because you are in a position requiring you to obtain a new mortgage lender for your home purchase. I could simply tell you that you are done looking, that you found the right person, and that you can stop reading on now, contact George, and start picking out paint colors and drapes for your dream house that you thought you may not be able to get, but those quick and accurate facts would never convey the gratitude my family has for George’s taking over our home loan and making it not only happen but happen inside 3 weeks of the original closing date.
Our lender started to waiver, contradict earlier answers, and generate a huge lack of confidence, then 3 weeks before closing they called me to inform us that they were wrong on several points and were not going to be able to close our loan. Even after confirming that they would not be able to close the loan for a week they continued to try to sell us on an appraisal that was almost exactly double the price of the appraisal we eventually went with. Several times I re-confirmed with them that there was no way I could close a home loan. The last conversation I had with them was very deflating. They said there was absolutely no way I could close a loan and that we were ‘done’. I sat at my desk for a minute and thought, ‘After all the mistakes they made, am I going to listen to them?’. I decided that I couldn’t simply let it all go. There had to be way.
I got online, and after some quick searches came across George Raymondo. I found myself reading reviews from other people he had helped, picked up the phone, and 3 weeks later I was holding the the keys to the house that my original lender said I could not get. George, put very simply, MADE IT HAPPEN. He was profession, attentive and responsive, obviously highly educated in his field, and very informative along the way. There were several points where other people in the home buying process were about to drop the ball and George stepped in to make sure no mistakes were made.
George Raymondo earned nothing less than my full respect and every reference I can possibly provide. If you are reading this and you still have doubt about whether or not you will get the home you have been wanting, stop doubting and call George Raymondo.
I’m a Marine Veteran, married before I got out and a 1 year old little girl. My “special” situation started once I was ready to commit to buying a home. I had the job, the money was in good order, I finally figured out how the VA loan works and I was tired of throwing away money monthly by paying rent, so I applied with NFCU, but sadly my score was not there and I was turned down. Round two, built my credit up and went with USAA. We spent almost 3 months exchanging documents and documents to support the documents, building up savings and checking accounts (around 10k), writing letters of explanation, every little detail. The one thing USAA “misinterpret” was that I was a contractor for a aviation company assigned to work for another aviation company. Once USAA understood this, 3 weeks before I was supposed to close, I was denied. Note that as a contractor I was not able to be approved for a home with USAA and NFCU because I haven’t “worked” there for 2 years. I was destroyed to know that after all this time, it was for nothing, I felt like nothing, I was a father to a little girl that depended on me, a husband to a wife, an 8 year veteran that just wanted a little break in life… The realtor suggested someone else but they said the same thing. I used THE POWER OF GOOGLE, not giving up, knowing that there has to be some way and that’s where I found George from American Financial Network. I was scared at first, due to the fact that my apartment lease was to end a day before I was supposed to close, but George worked very vigorously with me throughout the process. When I had a question for him, he actually picked up his personal phone and spoke with me. I was treated more like a human than a number. They were able to use my military time to support the 2 years for working at my company. When I received the phone call from George stating that I have gotten approved, I felt complete. I will admit that I was in shock and it was a very emotional moment for my family and me. I would like to share that I have never wrote a review for anything. If I go to a restaurant and they ask me to write a review, it really wouldn’t matter what I say, if someone wants to eat there, they will do so. I’m writing this to share with my brothers and sisters looking to purchase their home because USAA and NFCU have turned them down. I wrote this for everyone to know that I needed help and the only one that could help me was not the bank you see on TV showing men and women in uniform but George from American Financial Network.