When we began our home buying process, we initially contacted a lender recommended to us by a family member. When he didn't meet our expectations, we took our realtor's advice and contacted Tim and we are so glad we did. Tim was extremely easy to work with, responsive and has a great sense of humor. He even stayed late at the office one night so we could meet with him to file our loan application. He went above and beyond for us, including keeping us in the loop as we waited to hear about the status of our loan. He even gave us information on a grant for which we were eligible; it ended up making a HUGE difference in our closing costs and we wouldn't have known of it if it weren't for him. I would absolutely recommend Tim to anyone!