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Timothy Welch Reviews

Timothy Welch
Senior Mortgage Banker (3 years experience)


Purchase Loan, Refinancing, Mortgage Planning, Cash Out/Debt Consolidation

- Highly likely to recommend
05/19/2014 - j todaro
Closed refinance loan. West Dennis, South Dennis, MA
Timothy Welch was very professional throughout the entire experience of re-financing our home mortgage. From the first phone communication, Tim provided a very credible and trusting approach. He provided great counseling and information that we needed to understand how we could refinance when previous opportunities where never realized. Tim was knowlegable and always courteous. Overall, this was an excellent experience.
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- Highly likely to recommend
03/30/2014 - scbland99
Closed refinance loan. Peoria, IL
Tim was very responsive and kept me engaged throughout the entire refinance process. When other companies said they couldn't assist me, Tim and the American Bank staff worked to get the financial terms I desired. I would definitely contact Tim for any future mortgage banking needs.
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- Highly likely to recommend
11/24/2013 - jeudaley62
Closed refinance loan.
Timothy Welsh and his staff made refinancing my home about as quick and painless as it can be. When I think about my expierance with AFSB, "teamwork" is one of their big strengths. I felt like I could call one of many in their team and they all were helpful and knew what was going on with my loan. Timothy was always demonstrating complete professionalism and was always very respectful of me and my time.
Response from


- Highly likely to recommend
10/22/2013 - joekrak
Closed refinance loan.
Timothy Welch made refinancing our home mortgage easy and we were able to close in three and one-half weeks. His knowledge and guidance expedited the process and he made himself available to any and all questions that we had before and during this undertaking. I would recommend Mr. Welch to anyone that wants to secure a loan or refinance.
Response from


- Highly likely to recommend
10/22/2013 - 18joekrak
Closed refinance loan. O Fallon, MO
Timothy did a great job throughout the entire process. He was available whenever my wife and I had any questions about refinancing our mortgage. Timothy was able to get us a much lower rate which allows us to save money each month. His knowledge and ability expedited the process for us and we were able to close after about three and one-half weeks.

Joe K.
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Response from Timothy on 10/22/2013
Thank you very much! It was a pleasure doing business with you and your wife!


- Highly likely to recommend
05/10/2013 - user8109929
Closed refinance loan.
Timothy did an excellent job with handling our new loan. He was knowledgeable about the entire process and was helpful with all of the loan details. We will recommend Timothy Welch and the entire crew as they did a wonderful job all the way through the process.
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Response from Timothy on 05/13/2013
Your review is highly appreciated! Your loan was a bit of a challenge and our processing and underwriting team stepped up to the plate and knocked it out of the park! Congratulations once again.


- Highly likely to recommend
05/09/2013 - user4289317
Closed refinance loan. Avon, OH
I consider my self blessed, really blessed that I found American Bank. I was underwater with my mortgage and they simply speaking, bailed me out. After a couple of very helpful phone conversations with "Senior Mortgage Broker", Timothy Welch, I knew that I was in good hands. I had been in contact with other mortgage companies in the past couple of years, dealing with the idea of refinancing and was left in doubt or told that there was nothing they could do to help me.

Tim, on the other hand did help me. He was extremely professional and knowledgeable. He and American Bank began to explain programs to me, programs that I had never heard of. Programs that would work for my unique situation. It was decided, that we should meet in person and allow his team to more easily explain ways they would be able to help.

I decided to go to there offices in Stow, Ohio. This was about 45 minutes form my home and a very will worth it drive. Once I walked through the door, I knew then that God had directed me to the right company. The "Regional Manage", Charles Shackelford had gotten involved, bringing into play his vast expertise in the most recent programs available. He had taken the time personally, doing the paper work and figures in detail that fit perfectly for me. At that one meeting, it was a done deal. You might say that with a hand shake the deal was sealed. It was special, I just knew it. Meeting with him and his staff, I had never been more impressed and treated more fair.

It was key having everything under one roof. Wiht the personal attention I received by way of phone calls and followups from "Operations Manager" Brandi Clarr, I was always in the loop. She made sure than everything fell right into place and that all i's were dotted and all t's were crossed. In short she made sure that nothing fell through the cracks which made for a quick and smooth transaction.

In closing, simple, honest and true to there word, the final sign off for my refinance was no surprise. I recommend American Bank to anyone for refinancing and professional guidance.

Wilson Brent Cains
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Response from Timothy on 05/13/2013
Thank you so much for the review! Myself and everyone involved with your loan truly appreciate it!


- Highly likely to recommend
05/07/2013 - user7548540
Closed refinance loan. Herndon, VA
Smooth, easy, painless refinance. Timothy stayed in contact throughout the process and made sure that everything was taken care of. I did have to pay $1,800 at closing and that was not expected. Other than that I was quite happy. Anyone who needs to refinance needs to contact Timothy and I am certain that he will help make the process go smoothly.
Response from


- Highly likely to recommend
05/06/2013 - user0433946
Closed refinance loan. Macons Corner, Virginia Beach, VA
Timothy Welch created by far the best experience I have ever had in my life in regards to anything with a mortgage loan. He always returned a call or email within 24 hrs no matter the question. He kept me up to date at all times to let me know where the loan was in its process and what the next step was. He will be honest with you and do the loan or program that is best for you. I'm in banking and can tell you if your lucky enough to work with TJ you wont regret it. PS Rates are Great!!!!!
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Response from Timothy on 05/07/2013
Thanks so much for the positive feedback! It was a pleasure working with you as well.


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Professional Information
Timothy Welch
American Federal Savings Bank
3226 Kent Road Ste.105
Stow, OH  44224
(330) 800-5010Click to view
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Member since:
  • 460706