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Todd Bitter


Sr. Loan Consultant, AZ State - Company, AZ State Loan Officer License, NMLS Loan officer, NMLS Company (22 years experience)

Purchase Loan,
First Time Home Buyer

Add personality to your profile! Tell the community about yourself, your home, and your profession.

I have 20 years of retail mortgage experience focusing on the state of Arizona. At JKS we believe in offering low rates with no points. When you receive a quote from us it will be based on current market pricing. I pride myself on treating the client as I would want to be treated. This means quite often my quotes have higher rates than my competition is quoting...why?? Well the answer is simple: I have never bait & switched a customer and never will. We all get our rates from the same pool of money. So if someone else has a rate much lower than mine...Call them and ask if they can lock that rate with the same cost they quoted...if not call me and I will. I look forward to serving your mortgage needs.
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Ratings & Reviews


05/02/2014 - Shane Miller
Closed purchase loan. North Scottsdale, Scottsdale, AZ

I worked with Todd both as buyer as well as a Real Estate agent. He is an expert and was available when needed to accommodate my busy schedule. He was able to get my home's financing approved and was available any time of the day (or night). He has my highest recommendation.

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Response from Todd



04/17/2014 - userhome
Closed purchase loan.

Todd closed our loan in less than 15 days. We selected Todd based on references at the workplace and thru reviews on Zillow. Todd was remarkable in knowledge in this area - we had a lot of questions (as first time home buyers) which Todd had the answers to. This made him dependable and helped ease us thru the whole loan process as well. He would take calls and meet in person on short notice even on weekends - professional and responsive. All in all, highly recommended.  More Less 

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04/16/2014 - wgsnead
Closed purchase loan.

Todd Bitter's services were excellent in every respect. He was consistently professional and friendly. We would not hesitate to recommend Todd Bitter. He always answered our questions and provided expert explanations of forms and reports.

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