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Profile picture for Todd Bitter

Todd Bitter

Lender

Sr. Loan Consultant, AZ State - Company, AZ State Loan Officer License, NMLS Loan officer, NMLS Company (22 years experience)

Specialties:
Purchase Loan,
Refinancing,
First Time Home Buyer

Ratings & Reviews

 

  
 

05/02/2014 - Shane Miller
Closed purchase loan. North Scottsdale, Scottsdale, AZ

I worked with Todd both as buyer as well as a Real Estate agent. He is an expert and was available when needed to accommodate my busy schedule. He was able to get my home's financing approved and was available any time of the day (or night). He has my highest recommendation.

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04/17/2014 - userhome
Closed purchase loan.

Todd closed our loan in less than 15 days. We selected Todd based on references at the workplace and thru reviews on Zillow. Todd was remarkable in knowledge in this area - we had a lot of questions (as first time home buyers) which Todd had the answers to. This made him dependable and helped ease us thru the whole loan process as well. He would take calls and meet in person on short notice even on weekends - professional and responsive. All in all, highly recommended.

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04/16/2014 - wgsnead
Closed purchase loan.

Todd Bitter's services were excellent in every respect. He was consistently professional and friendly. We would not hesitate to recommend Todd Bitter. He always answered our questions and provided expert explanations of forms and reports.

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04/15/2014 - paulwltr son
Closed purchase loan. Green Valley, AZ

This past February my wife and I impulsively decided to buy a winter home in Green Valley, AZ. We knew nothing about lenders in the area, so based on a Google search that turned up Todd's name at the top of the list on Zillow, I called him. After talking to him and asking many question, we decided to proceed with him and the decision turned out to be a good one. He deserved the 5 star ratings for all of the categories listed above. He got me a great rate, he warned me about every potential bottleneck that could possibly happen in the loan approval process, and he went above and beyond in helping me through the whole process. Since no realtors or attorneys were involved in this transaction, he answered many questions that normally would have been answered by them. I highly recommend him.

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11/16/2013 - robinson ck
Closed purchase loan.

Look nowhere else and hire Todd! We found Todd through Zillow 4 years ago and he gave us the best rate and the transaction was smooth and fast. Since then, we have used him twice on refinancing two different loans and one more time on obtaining a loan to purchase an investment house. Todd is so honest that he has gained our complete trust. We did not even have to bother to shop anywhere else because we know that Todd's rate is great and more importantly he can close on time or earlier and the transaction is always smooth. Todd is very knowledgeable and provides excellent customer service. He responds to our emails and phone calls in the evenings and on weekends! We live in California and wish that Todd can serve CA someday.

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Response from Todd

 

  

07/19/2013 - user9046001
Closed purchase loan.

After talking to several mortgage brokers and shopping around, we selected Todd and we are very glad that we did. Todd is very down to earth and is outstanding in communication, I had no surprises from start to finish. Not only did he provide the best rate, he also provided clear guidance along the way. He responded to our questions patiently and in a timely manner. we had less than 30 days to close but Todd needed only like 12 days from appraisal to Loan approval. If you are shopping for a mortgage broker, look no further, Todd is your man.

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08/25/2010 - mharowitz
Closed refinance loan. Rita Ranch, Tucson, AZ 85747

Todd was very easy to work with. He responded very quickly to questions. Even though his office was in another city, the application process was simple as all documents were sent electronically. I would use Todd again and recommend him to our friends.

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05/31/2010 - ziggosh
Closed purchase loan. Deer Valley, Phoenix, AZ 85024

I had a wonderful experience dealing with Todd when I recently refinanced my house in California. He was honest throughout the process and very accessible for when ever questions came up. I would recommend Todd to anyone interested in rifinancing a house in California.

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04/24/2010 - grand canyon
Closed purchase loan. Prescott Valley, AZ 86315

STOP LOOKING FOR LENDERS, TODD HAS THE SERVICE IN EVERY ASPECT COVERED, PROFESSIONLISM, PATIENCE;WILLINGLY EXPLAINS THE PROCESS BEING CRYTSAL CLEAR (NO LEGALEZE), EASY TO STAY IN CONTACT WITH AND QUICK FOLLOW-UP. HE HAD MY LOAN SECURED, AND ALL PAPER WORK DONE 2 WEEKS EARLY! TODD, EXPLAINS THE NUMBERS AND HIS FEES WHICH ARE THE LOWEST AROUND (I SEARCHED OVER 5 LENDERS THAT COULD NOT TOUCH HIS MORTGAGE RATES OR FEES, THOSE OTHER LENDERS WANTED TO CHARGE ME POINTS!! (WHERE TODD HAD NONE!) I WOULD WITHOUT-A-DOUBT RECOMMEND HIM!!

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03/06/2010 - mkoifman
Closed refinance loan. Redwood Shores, Redwood City, CA 94065

I don't usually write comments on the services I get, as most of the time they are far from perfect and I don't really like to express a lukewarm endorsements. Here I have a different story. I just closed refinancing of my mortgage with Todd Bitter of JKS Mortgage, LLC who responded to my request on Zillow. The refinancing was not simple (it included a cash out) and I changed the parameters a couple of times. Todd was simply perfect! His package was the best around. He was always patient, precise, clear and friendly. He followed through, always delivered what he said he would and if there was even a slightest delay/change he would call in advance with a warning and an apology. In spite of the complexities of my refinancing Todd made the process very simple and smooth. I think Todd is in a class by himself and I highly recommend him to anybody who needs a mortgage or refinancing.

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