Jeff SmithVA Mortgage Specialist (14 years experience)
- VA Specialist
- VA Specialist
Purchase Loan, Refinancing, Mortgage Planning
Add personality to your profile! Tell the community about yourself, your home, and your profession.
Also, ask me about a FREE interest rate float-down on all purchases and refinances. If rates go down, yours will go lower too and if they go up, yours is locked in!
I specialize in providing fantastic deals and service for veterans like you, as a way of paying you back for all you've done for me, my family and my country. I can help you with a VA loan for a home purchase or the refinance of an existing VA loan, including streamline IRRRL's.
I particularly enjoy providing the Streamlined Interest Rate Reduction Refinance Loans (IRRRL) for veterans. There is very little paperwork involved. Let me show you how quick and easy they are and how you can get back your escrow and skip 1-2 payments for a quick cash infusion at any time of the year.
Interest rates are at 50 year lows, so if your current interest rate is above 4.75% then you need to contact me about this once-in-a-lifetime opportunity.
If your credit score is below that currently required by lenders to qualify for a new loan, I'll be happy to examine your situation and give you some free advice on how to raise your score. I've been doing this for 8 years.
I am fully licensed by the U.S. government as well as the Georgia Department of Banking and Finance. In 2010, the first year of national and state licensing, I met all of the strict new licensing and credit requirements and passed the tests with flying colors.
I look forward to serving you the same way you've served our country, with honor and integrity.
I also specialize in streamline FHA loans which do not require income verification or an appraisal.