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Ritu Desai's Advice

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  • 449 Contributions
  • 3 Best Answers
  • 32 Helpful

Ritu Desai wrote:

can't rearrange my photos. I could before. Any ideas?

Answer
I am having issues using zillow on firefox but IE it seems like works well.Try other browser
May 17 2013
(0)

Price history incorrectly shows Sold: Foreclosed to lender

Answer
Try to first claim the home and then flag it, zillow should help you correct the data.
May 17 2013
(0)

In a short sale if the seller took the appliances but they're listed, can I ask for a credit?

Answer
Review your contract if the contract had listed the appliances to be conveyed it does not matter if the property is a regular sale,  foreclosure or a short sale those items must be conveyed by the seller!!In your case have your Realtor review the contract. If stated the seller should deliver the property as per the contract terms. Yes their are lenders who require some basic appliances to be conveyed with the home. However with FHA & 203K we do have exceptions where you can purchase new appliances if they are missing. Good Luck
April 23 2013
(0)

Before closing, should I pay off the mortgage before closing to save any closing fees?

Answer
Will you receive your pay off certificate prior to your closing? I would speak to the title company and see if they can re-negotiate their fees.
April 23 2013
(0)

I hear the banks are going to release many foreclosed homes this summer, is this true?

Answer
Suzie, I loved your detailed response. Across the country there is an anxiety on what is going to happen and if the banks are holding shadow inventory.
April 23 2013
(0)

Should I let my home go into foreclosure?

Answer
As many of us on Zillow would recommend you to consider short sale over foreclosure. Have you reach out to your banks to re-negotiate your loan terms? My recommendation would be to speak to your banks, local Realtor (specializes in short sale) and/or an attorney who can guide you through the process.Good Luck!
April 23 2013
(1)

How does selling your underwater property as a Short Sell impact your credit?

Answer
There are lot of variables that go with short sale. Depending on the home you are selling , hardship/ reason for short sale, and what the short sale banks approve your short sale under. I typically recommend my clients to speak to a Real Estate attorney especially folks that live in our DC metro area and have government clearance. Also speaking to your CPA may be help full.
April 23 2013
(0)

Searching for a rental

Response
Shelly, You may want to reach out to a local Realtor. May be someone will be able to assist with your home search needs.
April 23 2013
(0)

This house has a central air-conditioning and heating system. How to add this information ? Thanks

Answer
Not sure if you have claimed your home but you can edit the features and check the boxes that applies. Other way is contact Zillow.
April 23 2013
(0)

10/1 arm vs. fixed 30 year rate

Response
After what everyone went thru and still dealing with refinancing stress most of the home buyers are going with 30 year fix. You can always pay off early and make up the difference in the interest savings.
April 23 2013
(0)