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David Zaniewski


Senior Loan Officer (17 years experience)

Purchase Loan,
Home Equity


  • (2 Contributions,
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I am searching for a lender, my middle score is a 632.


We specialize in these types of credit issues. With our bank you only need to have a 620 credit score and the bankruptcy needs to be at least 2 years old.If you would like to discuss this in more detail please feel free to contact me and I can get you pre-approved. Thanks.

When and how can some one who short-sold a home buy again?


A number of factors must be taken into account. I would say the first item to address is the amount of time that has passed since the short sale occurred. Generally speaking, in order to get an answer that is complete and accurate it would be in your best interest to contact a mortgage professional. Someone that can gather the necessary information in order to look at the "whole picture" and advise you accordingly.Hope this helps.