My experience with Veteran Loan Center was good overall. They were able to close fast (especially for Florida) and I was able to get a great rate and a lender credit so I walked away from closing with a check. The only issues I had were with getting the paperwork filled out properly and getting reimbursed for a home inspection that I was told would be no problem. When closing time came the underwriter didn't want to pay me back directly because they didn't have anything besides the invoice, which was the only thing they requested from me. I ended up getting the home inspector to reimburse me directly once the underwriter delivered him a check, so in the end I was reimbursed but after a huge hassle. I would recommend this company to my friends or family members but I would tell them to stay on top of their loan officer and get everything in writing. Good luck to all of you future homeowners!