Profile picture for Cheryl  Talbot Real Estate

Cheryl Talbot Real Estate

Agent

Real estate agent (20 years experience)

9 Recent Sales (last 12 months)

Specialties:
Buyer's Agent,
Listing Agent,
Relocation,
Military Relocation

Advice

  • (568 Contributions,
  • 8 Best Answers,
  • 62 Helpful)

Contributions are sorted newest to oldest.

home prices the best

Answer

Let me suggest getting with a Realtor in the city where you are trying to find a home. They will be able to find the best deals since they are the specialist in their areas. I have heard prices are awesome down there. It's s great time to buy with these low rates. If you don't get any replies here, try google for finding an Realtor there.

  (0)
I recently moved from Virginia Beach to Washington DC for my job. I bought a home in Virginia Beach

Answer

Try talking with your current lender. They can tell you whether or not you could do a refinance. If you have already tried them then try Atlantic Bay Mortgage. I have worked with them and they can usually make it happen. I don't think you are going to find someone to do it for nothing though. These refinances take time and there are costs that simply have to be paid. Many times they require an appraisal. Especially since the home prices have been so low over the last few years. If there's anything else I can do for you, just contact me. Thanks

  (0)
Looking for a home to rent!

Answer

Let me suggest you get with a real estate agent in the city where you are looking to find a home. You can find them on google. Just google real estate agents in the towns where you would like to find a home. They can then find everything thats for rent.

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Can you rent a home in Virginia without a creddit check?

Answer

Let me suggest you try a private owner. They might be able to assist you with a home to rent. Private owners are more likely to assist in these situations than companies who work with owners. Real Estate companies have to pull credit but private owners do not in many cases. Try there.

  (0)
Is lien information available?

Answer

You can most certainly have a title company to search the title. That would be the first place to look. You could also go to the local deeds office and search the title that way. The title company would be easier though.

  (0)
If you are a college student is it easier to get a loan to rent an apartment/house?

Best Answer

You would need to talk with your local banker to see if you could qualify. I'm certain you have a bank. I would go there to see if someone could answer the questions for me. Buyers are getting loans and the money is a little easier to get than it was 4 years ago. That being siad, you would need to talk with a lender expert to know whether or not in your current situation based on credit scores and funds available as to whether you could get a loan or not. Try there first though. Thanks and much luck!!

  (0)
Need a place to live can you help??

Answer

The believe the quickest way to find a home is to get with a Realtor there. You can find them in the yellow pages online or through google. They will have access to the market and be able to go into mls to find the right home. Most companies have property management divisions. A property manager is the expert when it comes to finding the right home to rent. Get with them. They are easy to find there. Thanks and much luck!!

  (0)
How do I run Comparables?

Answer

Kevin is right on with his answer. I would like to also add you may get with a Realtor who can assist you in getting all the data needed from MLS. We have a program here in Virginia that we allow us to run 365 days for sales. Of course, the six month timeframe will work too. In some cases though very little has sold in any given area and there's little or no data. Talk with a local Realtor. They will be glad to assist you there. Thanks and much luck!!

  (1)
Are there banks that hold loans in a portfolio and will refinance with LTV issues?

Answer

There simply aren't a lot of banks who hold the loans in house. They make the most money selling them. You might be able to call around to see if any local lenders who are building the banks portfolio. We have a strong bank system here who will keep everything they write in house. They are trying to build their bottom line. I think Brian had a good suggestion of a Credit Union. I have known them to do it also. We are all having problems with our LTV ratios due to the clasp in the market. That's why there are so many short sales. So it may in fact be hard to find one. Hopefully someone else may have a better answer for you here. Thanks and much luck!! 

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