The best way to know for sure would be to talk with a lender. They have the expertise to know based on your foreclosure and credit scores. You could also talk with your bank to detemine what they might be able to do if you don't have a lender to talk with. They are there to assist you. We are here to serve you...the buying and selling public.
Try using google. Just ask for homes for sale in the city where you are looking. You can access most mls systems. Also contct the local Realtors association there. They will get you what you need I'm certain. We are here for you...the buying and selling public.
Yes..keep in mind that agents are independent contractors and can set their fee based on the services you are requiring from them. It's always negotiable and between the seller and gent. So simply ask what they charge and see what you may be able to agree apon. I have been willing to reduce my commission. So just try.
The cost will range based on the commission structure and the services you will require to get the home sold. The bulk of the expenses to list a home are taking on by the listing agent. No one gets paid until the home goes to closing. That beings said, the commissions can range from 7% to 3%. All this is based on what you expect your Realtor to do in getting your home sold. These are variables. Nothing is written in stone. Good Luck...
You can also try google for more suggestions. Sounds like these Realtors know for sure though. Look at the pros button above and try asking the question to the agents who in fact work there in Florida.
You have to contact the tax accessors office in your region to determine the porcess. You can also find out by going online at the cities website. You might find some links and info there. It's where you need to start. I have had sellers who did in fact fight the figure and win. They started at the tax accessors office to have the homes value re-evaluted. Good Luck!
Check out a real estate professional by clicking the link above. You can find a pro for the region you are looking for and they can determine if anything is selling in that price point. Does seem off though. Get with a pro there and they can find everything for you.
To find our what homes go for in your region, try getting with a professional there to assist you. They can pull from their mls to get you everything you need. It's as easy as checking out pros who work there. See the linl above to find a professional. The info they provde is the most accurate out there.
If you are not in love with this home, then wait awhile. If it's something you really want, make him another offer. You need to determine what you really want there. I have found sellers that get fixed on a certain price, only to change it after a buyer comes and goes. If you can step back, it might help in bringing them around. It all depends on you and your desires. Good Luck!
The best way to know for sure would be to get with a lender. They are the experts in getting the funds to close. They know better than anyone what VA will and won't allow. Get with a trusted lender. Start with your bank and go from there.