Profile picture for Vladimir M Gargallo

  • Vladimir M Gargallo

Vladimir M Gargallo
Mortgage Broker (13 years experience)

Specialties:

Purchase Loan, Refinancing

Add personality to your profile! Tell the community about yourself, your home, and your profession.

Whether your seeking to buy your first homeor to refinance, I am here for you!If you were to ask me:- Why should I use you, Vladimir?I would respond:-There are several reasons, but most importantly, because assisting you to obtain a mortgageis my profession,not just a job. I believe that you may be able to greatly benefit from the knowledge and certifications that I have been able to acquire, whenmakingthis very important decision:which type of mortgage would be best for you!In addition:I giveyou, the borrower, the time andpersonalized service you need anddeserve. Plus you can alsobenefit of my many years of experience specializing in FHA,Alt-A as well asother conventionaland commercial loan products. This extensive product knowledge allows me to advise you on the best mortgageproduct available for your financial situation.
Qualified to work with many different lenders, therebyable to offer you the best products available.Accountable to and adhere to the federal and state governing bodies and laws that regulate the mortgage industry. Driven towards excellence, ethics and professionalism.

I can assist you in bothSpanishorEnglish.
PROFESSIONAL EXPERIENCE:

Meridian- Mortgage Broker -My goal at MERIDIAN is to build a reputation of professionalexcellence, integrity and honest dealings with zero tolerance for fraud.


Wells Fargo Home Mortgage-Home Mortgage Consultant -
(FHA, Alt-A specialist)


Apex Mortgage Corp. -Brandon, FloridaBranch ManagerPrecision Loan Mortgage Company-Mortgage Broker -(FHA, Alt-A specialist)EDUCATION AND CREDIENTIALSProfessional Designations:GMA (General Mortgage Associate)
Lending Integrity SealProfessional License:Mortgage Broker License State of FloridaProfessional Associations:- National Association of Mortgage Brokers - NAMB- Florida Association of Mortgage Brokers - FAMB- National Notary Association - NNA
Professional Training, Certifications and Accredited Courses
- GMA (General Mortgage Associate)
- Commercial Broker Specialist- FHA Specialist - ABC’s of FHA (FAMB)
- Reverse Mortgage Specialist(FAMB)
- Reverse Mortgage Specialist (NAMB)Additional Training:- Fraud Awareness Training
- Combating Mortgage Fraud
- Fair and Responsible Lending
- Code of Ethics Courses
- Navigating Interstate FS 494 – (FAMB)
- Shedding the Light on Credit Scoring (FAMB)
- Understanding and Reviewing Appraisals (FAMB)
- Title OneCourses
- Mortgage Processing
- Independent Verification
- Reviewing the Application
- Qualifying the Borrower- Basic Origination and ProcessingOther Certifications:- Notary Public State of Florida -
Certified& Background Screened Notary Signing AgentCommissioned from August 18, 2005 to August 17, 2009
- MMAP HAP Certified -Metro-Miami Action Plan Trust Homeownership Assistance Program
- RHI – Registered Home Inspector-Certified by the Housing Inspection Foundation
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Professional Information
Vladimir M Gargallo
Address:
Meridian Financial, Inc
310 SE Hernando Ave
Lake City, FL  3202
Phone:
(954) 441-9377Click to view
 
Email
Websites:
Website
 
Screen name:
Vladimir M Gargallo
Member since:
04/25/2008
NMLS #:
N/A