Vladimir M GargalloMortgage Broker (13 years experience)
- Vladimir M Gargallo
- Vladimir M Gargallo
Purchase Loan, Refinancing
Add personality to your profile! Tell the community about yourself, your home, and your profession.
Qualified to work with many different lenders, therebyable to offer you the best products available.Accountable to and adhere to the federal and state governing bodies and laws that regulate the mortgage industry. Driven towards excellence, ethics and professionalism.
I can assist you in bothSpanishorEnglish.
Meridian- Mortgage Broker -My goal at MERIDIAN is to build a reputation of professionalexcellence, integrity and honest dealings with zero tolerance for fraud.
Wells Fargo Home Mortgage-Home Mortgage Consultant -
(FHA, Alt-A specialist)
Apex Mortgage Corp. -Brandon, FloridaBranch ManagerPrecision Loan Mortgage Company-Mortgage Broker -(FHA, Alt-A specialist)EDUCATION AND CREDIENTIALSProfessional Designations:GMA (General Mortgage Associate)
Lending Integrity SealProfessional License:Mortgage Broker License State of FloridaProfessional Associations:- National Association of Mortgage Brokers - NAMB- Florida Association of Mortgage Brokers - FAMB- National Notary Association - NNA
Professional Training, Certifications and Accredited Courses
- GMA (General Mortgage Associate)
- Commercial Broker Specialist- FHA Specialist - ABC’s of FHA (FAMB)
- Reverse Mortgage Specialist(FAMB)
- Reverse Mortgage Specialist (NAMB)Additional Training:- Fraud Awareness Training
- Combating Mortgage Fraud
- Fair and Responsible Lending
- Code of Ethics Courses
- Navigating Interstate FS 494 – (FAMB)
- Shedding the Light on Credit Scoring (FAMB)
- Understanding and Reviewing Appraisals (FAMB)
- Title OneCourses
- Mortgage Processing
- Independent Verification
- Reviewing the Application
- Qualifying the Borrower- Basic Origination and ProcessingOther Certifications:- Notary Public State of Florida -
Certified& Background Screened Notary Signing AgentCommissioned from August 18, 2005 to August 17, 2009
- MMAP HAP Certified -Metro-Miami Action Plan Trust Homeownership Assistance Program
- RHI – Registered Home Inspector-Certified by the Housing Inspection Foundation