When I first got into the mortgage business, I was 23 years old, at the time I have little to no financial knowledge and recall desiring to learn as much as possible so I could assist my clients.
One of my first clients as a married man who had to borrow money from his children to qualify to buy, it was an eye opening experience, espically when I found out that he had a profit sharing / retirement plan that he never took the time to participate in!
Ever since then, I have studied my craft so that I can better advise my clients. Whether it be a $100k or $1mil, I will strive to find the best solution for my client so that they obtain the ideal loan structure and product to best meet their long and short term goals.
I originated my first loans back in 1994 and found the mortgage industry exciting and challening... so many years later the challenges continue and my clients intrigue me.
As a married father of three I can appreciate the time constraints that my clients are faced and always shot straight. A quick yes or no is better than an extended maybe...