WoodyWW's Advice

Contributions are sorted newest to oldest.

  • 126 Contributions
  • 0 Best Answers
  • 21 Helpful

WoodyWW wrote:

is it normal to be in underwriting for 10 days and then them ask for mmore paperwork ex tax returns

Answer
I bought a house 10 years ago, & even then, with great credit, 20% down, etc., the local mortage broker had me going in there twice a week for 2 months with more, & more, & more, reams of financial documents.Summer '08, I made an offer on a house, & beat my brains out for 2 weeks trying to get mortgage approvals from 2 major banks ("Skank of America" was one).  Finally called a small local bank in that town, faxed them my "stuff", & 2-3 days later I had a mortgage......
December 17 2009
(0)

Vintage Bathroom - Reglaze or Keep?

Answer
To add to what I said before,&maybe contradict it: All that tile: I appreciate it, but it may be "too much" for modern buyers, even ones who appreciate 1920's Tudors. I also wonder if the bathtub area isn't kind of "dark" & off-putting?I think there are other options that would fit a 1920's Tudor, other than tile on every square inch. I'd consider removing the tile, & going with a simpler & cleaner look. Also, it looks a lot like the bathroom in "the shining".Also, There are people who will tell you to never replace anything in your house, no matter how decrepit or failing, lest it "wind up in a landfill".......which kind of rules out a huge %-age of renovations, upgrades, etc.......    
December 27 2008
(0)

Vintage Bathroom - Reglaze or Keep?

Answer
IMO the new fixtures don't match the '20s tile bathroom at all. I'd probably have gone with old refurbished fixtures, or new ones to match the original style.Now you're "betwixt&between". I'd proceed very carefully; maybe even try to get some bath designers in for estimates who know old houses. Some people would kill for that '20s tile bathroom......
December 25 2008
(0)

a new, and pretty tiny, kitchen (not asking about prices)

Response
While the kitchen is not that small, the cabinet space is tiny What are the dimensions of the kitchen, & the layout? And your budget? If there's plenty of room for more cabinets, & you can afford it, that's one thing. If it's a too-tiny kitchen, that's another. I'd think if there are metal cabinets, it's probably a 1950's house? Metal cabinets could be very cool in a retro-1950's kitchen I think, unless they're rusty or something. Lots of creative (or non-creative) ways to re-do a kitchen.....
December 14 2008
(0)

Qualified Buyer but un-willing seller --- in THIS market!

Response
When a builder / listing agent blatantly goes 24hrs beyond the counter offer request time without explanation and no calls in between, I can only deduce they do not want to move the house It seems like your big issue is that the seller got back to you 24 hrs late??? It's not even the price? So.....you want to "punish" them because they didn't exactly fulfill your demands? Maybe they were out of town or had family issues? "Stuff happens" a lot in RE offers & transactions. If you can't handle a fairly minor bump like this, you are going to have a difficult, emotional, time buying or selling properties......what's gonna happen when you get an accepted offer, & the seller doesn't comply with all your demands w/in 24 hours?????
December 14 2008
(1)

selling in massachusetts

Response
Do realtors still do free market analysis' under these market conditions. 1. Not to be snarky, but you're kidding, right? Most agents would probably crawl over broken glass these days at the chance to get a listing (called "free market analysis"--AKA, talking/sometimes high-pressuring you into listing with them). You can learn something tho, if you have a few agents see your house. 2. You should be searching listings in your town every day on realtor.com & newenglandmoves.com. Make sure you also look at the "sold" properties & prices. 3. Properties are selling in Mass. It's a myth that "nothing is selling". But they can sit for 6 mo. or 1 yr. if the price is too high.  Price, price, price.
December 11 2008
(0)

Best type of roofing materials??

Response
Certainteed & GAF are the only major fiberglass / asphalt shingle mfgs. I know of. You should look on their websites for installers. Certainteed I know will guarantee the shingles--& maybe even the installation--but you HAVE to have it installed by by a roofer that follows all of their guidelines & uses only Certainteed materials. Getting estimates from roofers is not fun tho,  nor is deciphering all of the variations in exactly how they'll install it (pull out the old  nails in the wood sheathing & re-nail? Install ice dam? etc.)......
December 09 2008
(0)

Winterizing Your Home

Response
My plan, in Mass.: 1. Drive to the closest NH State Liquor Store, & lay in a large supply of Bushmills or Makers Mark for the Winter. 2. Make sure you Had your snow tires installed. 3. Make sure your snow-blower is running/working. 4. Have plenty of Ibuprofin on hand for back pain from snow shoveling/blowing, etc., & a good chiropracter lined up. 5. Administer Bushmills liberally when needed, & pray for Spring. Don't know if it's a perfect plan, but these are time-honored traditions......followed by many here in frozen New England......
December 07 2008
(2)

Carpet over some hardwoods -- am I crazy?

Response
Again, IMO, you should get some or a bunch of estimates from pros on refinishing, & see if they can also figure out the "creaking". I have no idea if it's the sub-floor, or loose boards, & I doubt if anyone can w/o seeing it. As far as: worried about matching because of the stain's color and finish being different because they would be refinished at different times: Again, you should consult some pros. It would seem like you'd get a better deal getting all the HW floors done at once, instead of refinishing some & carpeting others. And if you want carpet, let the next buyer worry about the exact finish matching-- It can take months to research & get estimates on a fairly major project like that.......
December 05 2008
(0)

Carpet over some hardwoods -- am I crazy?

Response
Why are the floors "creaking"? Has the old water damage affected the sub-floor as well? It doesn't seem like the hardwood flooring itself would be causing "creaking", unless it's so bad it's loose or curling up (I think). You might want to get some estimates on refinishing, & see if they can also figure out the "creaking": If you install W/W carpet & the floors still creak, you may not be happy. And, not an expert, but I can't see any reason why if you refinish the other hardwood in other rooms, but put carpet over the stained hw, that anyone would have to "redo it all so that the hardwood matches" (i.e.,  redo the  hw you already refinished).
December 04 2008
(0)