Beware this guy Gagan and his agency. Will not do due diligence and ask appropriate questions and your mortage will get denied. You will end up loosing your appraisal fee.
In middle of application process he will go outstation or India and will not be back for 3 to 4 weeks. His staff will jack up interest rates and not give what owner promised. Will ask you to wait for his come back. Meantime interest rates will go up. Completely unprofessional and rude staff. They still don't know what all are required documents. Will keep on asking more documents till last minute. Will not lock rate or ask you when to lock. Will play with rate and closing cost. You won't know what's happening. When you need them they will not return calls or answer emails. Upon calling several times. They will say boss is is not in office. And Gagan advertises on EBC that they are expert in mortgage. Be careful.… MoreLess