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Bethanne Baer & The Bear Team's Advice

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  • 8 Contributions
  • 0 Best Answers
  • 1 Helpful

Bethanne Baer & The Bear Team wrote:

Is there a once and a lifetime exemption on Capital Gain Taxes

Answer
I think the rate may have changed for 2014 but for 2013, short-term capital gains: investments held for a year or less are taxed at 10 - 39.6%. Long-term investments: those held for more than one year--are taxed at either zero percent, 15%, or 20%, depending on your marginal tax bracket.  I hope that helps. 
March 24
(0)

What is the best way to get a mortgage after bankruptcy?

Answer
It may depend on the circumstances of the BK as well and the current down payment. You should be able to find a lender that will work with you.If you need some recommendations, I would be happy to provide that info. I do work with a credit repair company as well. Not one that takes advantage of the situation, but one that only charges $400.00. They have been very helpful for several of my customers. Let me know if you need a name or any assistance with a lender that may be able to help.Don't give up, there are several options available.
March 14
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Mortgage after foreclosure

Answer
Yes, there are hard money lenders that will work with you. Find an agent in your area that has a variety of lenders and they should be able to help you. It will be expensive, and try not to accept a prepayment penalty, but you should be able to get into a home.Hope that helps.Bethanne BaerOrlando Realtor
February 28
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Realtors be honest...if a house is listed on the flat fee MLS

Answer
Dear Seller,I am a 25 year veteran REALTOR in Orlando, I will be honest. I might show your home because you are paying a full fee (at least the fee I charge for both sides in Orlando) but I think you have been misinformed if you think all we do is 'find a buyer'.There is so much more to a transaction than 'finding a buyer'. Many people think of themselves as 'a qualified buyer' but many are not. They may be qualified for an amount that may work for you, but if you are in the upper range, many buyers are simply not able to reach that far. You may not realize that until you are 30-45 days into a contract with them. We don't show homes to non-qualified buyers. Most buyers that shop 'for sale by owner' properties hope to save the commission, so many will not see the property with us, in hopes you will lower your price by the amount of the commission. Many buyers have subtracted that fee before they even look at your home.Without a binding contract with you, if we show your home, and the buyers choose to go around us, and directly to you, we have no protection. Again, their purpose would be to save the 6% or whatever fee you agree to offer.I suggest since you have built a 6% fee into your sale price and are willing to pay that fee, hire an agent that will work with any buyers you bring for 3%, and 6% if they work with another agents or with their own buyer. 85% of the real estate sold is sold through a real estate agent, why do you want to struggle through the small 15% that can buy, but may not be in your price range? Again, there is much more to the tranaction than just finding a buyer. In 99.9% of the cases, there is much more to the tranaction than just the initial offer.We as agents, love those .01% that buy with no issues and all cash but they are few and far between. There is a reason being a REALTOR is always in the top ten most stressful jobs. We earn all of our money, I can attest to that.If you let agents show your home, guarantee them in writing you will pay the fee if their buyers come back without them. That may make your home a bit more enticing...just a suggestion.Good luck and I still would hire an agent.
February 28
(1)

How many sq ft is this home? It lists 7700, but that seems to be the size of the lot.

Answer
You are correct. 7700 is the lot size. The home actually has 1167 heated square feet of living space. The total under roof is 1682. Hope that helps.Bethanne BaerKeller Williams Realty at the Parks
December 21 2009
(0)
How do I add a listing?
April 07 2009
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Is this home part of the 10 day sale event for Coldwell Banker?

Answer
Yes, this home has been reduced over $60,000 to qualify for this special sale event. Come and see the inside. It is beautiful!Thanks for the question!Bethanne Baer
October 10 2008
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