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Colleen Donlevy-Burns's Advice
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0 Best Answers
Colleen Donlevy-Burns wrote:
how can I find foreclosure listings?
One way to find foreclosure listings, is call a professional Realtor and they can send you foreclosure listings. However, in today's market, foreclosure listings are not always the least expensive listings. I suggest you give your Realtor your criteria on what you are looking for and the maximum price you are willing to spend and then from there you will get a list of properties that match your wants.
Rent or buy?
Hi Jason: When my clients ask me if they should rent or buy, I suggest they talk to their lender to see what they can qualify for a loan. Then if you find you can qualify for a loan, use this tool to see if it is better to rent or purchase: http://www.nytimes.com/interactive/business/buy-rent-calculator.html?nl=your-money&emc=your-moneyemb8_20120618&_r=0
I OWE 178.000.00 AND THE VALUE OF THE HOUSE IT IS 153.500.00 SHOULD I KEEP IT?I LOST ALREADY 80.0000
Hi LibiaromeroIf you don't have a need to sell and you are content where you are, don't worry that you are upside down on your mortgage. The market is turning around. How fast, no one really knows. However, if you are in a position where you have to sell then you have a few options. 1st - Stage your house well, have it in move in condition. This way you will be able to maximize your sale price. You may not get what you owe on the house, but you won't have to bring as much money to the closing to close on it, 2nd - Do you have a hardship, if so sell your house as a short sale. You may be eligible for HAFA relocation money. Speak to a qualified Short Sale specialist on this. Look for someone who has the CDPE (Certified Distressed Property Expert) or SFR (Short Sales Foreclosure Resource) designations. 3rd - You can ask the bank if you can do a Deed-in-Lieu. That's when you give over your deed to the bank instead of getting foreclosed on.
"Dream price" vs. Appraisers
Appraisals - are complex in addition to looking at comparables it is also subject to one's opinion. That's why you may get different market values on a house.
How do I search for owner financed homes in the Greater Orlando and Central Florida on your website?
Any reason why you are not going for a loan with a lender? Do you realize with Owner Financed Homes the Seller usually wants a pretty big down payment. They usually ask a buyer to put down anywhere from 10 - 20% of the purchase price. If you can't get a loan now, you know a good lender can give you advice on what you need to do to qualify for a loan. If you contact me, I can give you better information on how you may want to proceed. Best Wishes,
can u get a home loan if u are on the deed not on the mortgage of a foreclose home?
There's a chance you can get a home if you are on the deed and not on the mortgage of a foreclosed home if the home was not homestead. If you need names of good lenders to talk to contact me through zillow.
School wants to buy my house. What is my right and how much to expect?
Go to your local Realtor and asked them to give you a Market Value on your house. A professional Realtor will give you a Free Comparative Market Analysis and with this information you will be able to negotiate a fair price.Good Luck !
I?ve seen these "No Down Payment" plans on late night television and want to know if they are real o
As another Realtor said, two loan programs that have a true $0 Down Payment to get the loan, that is a VA and a USDA loan. However; when you close on the house there are closing costs that you have to pay, unless you ask for the Sellers to contribute 6% to your closing costs and pre paid items.
Question on short-sale and new home purchase
My suggestion is call one of the local lenders or mortgage brokers and they can tell you if your house will qualify for refinancing. You can go to zillow http://www.zillow.com/mortgage-calculator/refinance-calculator/to find out if you should refinance.
If you wrote an addendum stating the closing date was to be revised to a specific date (which was earlier than June 20th) than you can write another addendum changing the closing date. Failing to close on the agreed-upon date is a breach of contract. Every case is different. I would suggest you have your Realtor call the Florida Legal Hot Line to discuss your specific situation, so you know what recourse you need to take.
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