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Profile picture for Chad  Freeman

Chad Freeman


Branch Manager, NMLS 620255, Series 6, 7, 63, 24 (15 years experience)

Purchase Loan,
Home Equity,
Mortgage Planning

Add personality to your profile! Tell the community about yourself, your home, and your profession.

Chad Freeman is a results oriented professional with over 17 years of Banking / Investment / Lending experience, offering diverse qualifications including:  Excel in building long-term relationships and providing lending solutions to high net worth borrowers and first time home buyers.

Chad manages a team of Loan Officers and has created a team of experts to work exclusively with clients in search of purchasing a new home or refinancing their existing mortgage.

Chad is born and raised in Houston.  At the age of 18 he entered the US Navy Reserves, which afforded him the opportunity to put himself through college at The University of Houston, and then to receive his MBA at The University of St. Thomas.

Chad is married, living in Fulshear TX with his wife and two beautiful children.  He enjoys spending as much time as possible in Galveston, and supporting his University of Houston Cougars.

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Ratings & Reviews


09/24/2014 - joh204247
Closed purchase loan.

It was such as pleasure to work with Chad during our home buying process. He was extremely knowledgeable, helpful, engaged and available. He made the finance portion (which can be the most difficult ) of our home buying experience much easier and tolerable. I truly appreciate how he worked to ensure the loan was fit our needs and lifestyle and he provided good advice throughout the entire process.

I also applaud him for having the people and exceptional communication skills to know the right things to say to promote calm when/if the process becomes challenging for the home buyer.

Chad was the absolute best, I appreciate his time too especially Paula!!
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Response from Chad



02/03/2014 - theblatneys
Closed refinance loan. Spring, TX

Thanks Chad and your team for a great experience with our refinance! Things could not have gone more smoothly! It was our first time to refinance so we appreciate your knowledge and expertise in this area and for walking us through the process. We will definitely be referring our family and friends to you. Thanks again!  More Less 

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Response from Chad



01/22/2014 - lisa liv9
Closed refinance loan. Cedar Park, TX

I was initially a little scared about the refinancing process, but Chad and his team quickly put my mind at ease. Everyone was a pleasure to work with and was extremely helpful throughout the entire process, which was actually quite easy. We got a excellent rate on our refinanced loan and are saving a ton based on the rate we had ten years ago. I highly recommend Chad and his team at Cobalt Mortgage. Not only are they extremely knowledgeable and professional, but more importantly they genuinely care about helping their clients!  More Less 

Profile picture for Chad  Freeman
Response from Chad