Closed purchase loan. Burnt Hills, Charlton, NY 12027
Overall Dave was great. He was extremely helpful in the early stages, breaking down the quote etc along with the GFE. Once we decided to go with his bank he was always available and helped explain a lot of the details that were unclear to me as a first time home buyer.
He was even patient when I was being impatient... :)
Gave me a quote on Zillow, but it did not work out. Pittsford, Perinton, NY 14534
Quoted closing costs were shown as $0, but ended up being much higher on the GFE. In fairness he explained this to me right away when I contacted him and blamed it on a glitch in Zillow. Quotes from other lenders were also very low compared to what ended up on the GFE.
Response from Dave on 08/08/2008
Not sure why the lender fees of $750 did not show up on quote by Zillow. As you mentioned, I did quickly provide you with a complete GFE. One can only include the items on Zllows Lender fees that are relavent. In NYS we have mortgage tax, and I also quote title insurance which is not included in Zillow's Lender Fees. That is why you need a complete GFE sent to you. You should also request the Federal Truth and Lending statement.