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Dave Skow's Advice

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  • 2305 Contributions
  • 30 Best Answers
  • 278 Helpful

Dave Skow wrote:

Once I lock a rate with one company can I change vendors?

Answer
ask for quotes  from all at same time ...make decision to lock with one...move on and close loan ....easy decision
16 hours ago
(0)

Which banks are providing construction loans in Seattle Washington?

Answer
how much do you need to borrow?   can you provide  simple  summary  of the  rehab plans ?
16 hours ago
(0)

Lots of View but No Foot Traffic

Answer
whats the competition like ?  how does your list price compare to like kind homes that have closed in past 30-60 days ?
1 day ago
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(URGENT) new credit card opened before mortgage posted after loan approval

Answer
unlikely this new account will affect the loan ...to be sure - ask this question to your loan officer / lender  to be sure
1 day ago
(0)

Advice for self-building a house

Answer
thanks for the outline ....there are not very many construction loan programs / lenders   left in the market anymore ...the ones  that are  still offering these programs are  likely  to want a licensed contractor involved in the  full project ( not just parts ) ......best bet  would be :1) try to finance the project as much as possible  out of pocker or by some other means than  traditional loan  ( as this  will allow you full control ) 2) contact  the local lenders / banks  / credit unions in your  rural  area of WA state for ideas / options   ( the smaller and more local the institution - the better your chances )
1 day ago
(0)

Zestimate on our home is low in Zillow

Answer
to what amount ?
2 days ago
(0)

Why does the Zillow site say my parents' home sold in 2009 when it didn't?

Answer
carol - the 2009 info is  likely inaccurate .....hopefully the other places  you are  checking  will give you the answer you are looking for
2 days ago
(0)

when buying a home are there strings attached

Answer
please expand the question/ concern ?
2 days ago
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Cost of Appraisal

Answer
$350- $500
2 days ago
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I HAVE A LENDER TELLING ME I CAN NOT GET A LOAN WITH A 702 CREDIT SCORE

Answer
how many scores  do you have from credit report ? you should have three ...what are other 2 scores ?how many open accounts  ( lines) do you have on the credit report ?whats loan amount needed/  purchase price ?what type of loan are you wanting ?
2 days ago
(0)