Dave Skow's Q&A

if your father isnt on the card ....this card will be factored in to your ratio 

???

it would need to  be  a rental home  purchase 20% down needed ...rates and fees  slightly higher than owner  occupied  financing

looking now is a good idea in order to get a baseline as to what is available    and so you can adjust your  timing  or gameplan as needed largest wildcards  are  1) real estate prices   2) itneterest rates ...these will both change  and  will both affect  your  plans

see if you can figure out who the most recents lenders that have made loans in the complex are and then contact them

no

try contact washington federal ...they tend to service their loans ...their rates are much higher than the lenders that dont service  their own loans though

havent heard that one before .........

Go for it

if the present loan is not a FHA and  if you qualify  for new new loan while including 100% of current mortgage payment ( with no rental income factored in ) ...you might be OK ...I would recommend  getting pre approved with a local loan agent ...