This guy is awesome!!! Me and my wife recently bought a new home and decided to use David based on a referral from a friend. Needless to say, he was excellent . I have delt with a broker during the purchase of a previous home and let's just say all mortgage brokers are NOT created equal. He will answer any and all questions you may have and answers to texts and phone calls. David went above and beyond his responsibilities just to make our home buying experience enjoyable. I could go on for an hour! I would refer him any chance I get. Thanks again David!