It really depends on the space. Location, Location, Location!
In the end with the rate increases that are happening, you may be better off staying where you are. I would contact your previous e lender and see if there is a way to eliminate the insurance at some point.
Were you protected by a buyers agent or did you deal with the sellers agent directly?
Are you working with a realtor?
The only way to get a real value is to higher a bank appraiser. This way you will know what the home can be financed for. Call me and I can provide you with a number
I would look to an expert in the legal field and see if they could get. Modification done for you. I would not try to do it without a pro.
I am a realtor in the area and my husband is from Medford and I would be more than happy to help you. Please contact me and ill put together the comps for you.
It's a very busy area and depending on the budget you will need to put together w wish list starting with your priorities place in the order of importance. What is the budget? Feel free to contact me and I will send you some current homes available.
Where in Mass is it and what type of lease is it? Call me I sell Multis all the time
There are certain cities / towns that have programs assisting people with some capital depending on the type of home as well as there are some grants available for first time buyers if you qualify. So depending on the town and the type of home we may be able to over come the down payment but the credit will still be an issue. There may be some other opportunities to purchase a home but without speaking with you and understanding your needs I'm not sure what else is available. I would stay away from Internet lenders and choose a local lender for a per approval. Feel free to contact me for assistance in all areas.