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Profile picture for david bailey

david bailey

Lender

Owner 26 years experience (28 years experience)

Specialties:
Purchase Loan,
Refinancing,
Home Equity

Add personality to your profile! Tell the community about yourself, your home, and your profession.

Sayville has been my hometown since 1963, where I decided to raise a family. After graduating from Norwich Military University in 1983, with a Business Degree; I went into the family Real Estate Business.  In 1987 my wife and I created THE MORTGAGE OUTLET. 

It is my firm belief that you should be presented with all options that are available to you so you can make.

As a mortgage broker I work exclusively for you, the borrower, and provide unlimited access.

You have access to me after hours and on weekends as my office number rolls to my cell phone and I pick up my phone all the time.


As an owner operator I handle your file exclusively from the beginning to the end,  when you get the keys in my office at the closing.   

"Creating Clients for Life" has been the way that I have run and grown my business for over 26 years. 

We have a 30 day Closing program that is unmatched by any local banks. Save time and money with this program.

Reverse Mortgage Products available for those 62 years or older.
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About david bailey: Sayville has been my hometown since 1963, where I decided to raise a family. After graduating from Norwich Military University in 1983, with a Business Degree; I went into the family Real Estate Business. &nbsp;In 1987 my wife and I created THE MORTGAGE OUTLET.&nbsp;<br/><br/>It is my firm belief that you should be presented with all options that are available to you so you can make.<br/><br/>As a mortgage broker I work exclusively for you, the borrower, and provide unlimited access.<br/><br/>You have access to me after hours and on weekends as my office number rolls to my cell phone and I pick up my phone all the time.<br/><br/><br/>As an owner operator I handle your file exclusively from the beginning to the end, &nbsp;when you get the keys in my office at the closing. &nbsp;&nbsp;<br/><br/>"Creating Clients for Life" has been the way that I have run and grown my business for over 26 years.&nbsp;<br/><br/>We have a 30 day Closing program that is unmatched by any local banks. Save time and money with this program.<br/><br/>Reverse Mortgage Products available for those 62 years or older.<br/>

Ratings & Reviews

I am being honest!! I wanted to start off by saying that I am not the type of person that writes reviews, and or rates our life experiences. I have always been, and still am very skeptical when it comes to believing what I read in "great ratings". So.. for me to do this for the first time...it definitely has to be worth it..and IT IS! My husband and I had always dreamt of us owning a home. Only thing stopping us..fear, intimidation, lack of great credit, and most importantly $$. I was tired of living in a basement apartment..I wanted out!!! But my husband was comfortable with the situation, mainly because he had recent issues with his credit, and had no intentions on entertaining my idea of sitting with someone that could possibly help guide and advise us. I finally convinced him, and we somehow ended up with a gentleman who works for MetLife. Well that was a big mistake. Instead of them helping us and giving us hope..they gave us incorrect information, which completely turned us off. Fortunately. .a few months later I was speaking with a real estate agent by the name of Tricia Carlson. I explained my situation and stressed the fact that I really just wanted to sit with someone..have them guide and advise us...I really didn't want to give up on our dream. She handed me David Bailey's business card and told me that she had been working with him for many years and if there's anyone that would help us ..it would be him. Was she ever so right. From the first phone call that I placed to Dave..I could just tell that the experience was going to be completely opposite than the one we had with MetLife. He was very down to earth, made me feel comfortable, I felt no pressure and knew at that point this was the type of person my husband and I needed . When we initially met with Dave, we basically went over our finances and he advised us as to what we could do in order to better prepare ourselves for when we were ready to have our credit ran. He also told us that the information we were originally given in regards to my husbands past credit issues, were incorrect. My husband and I left Dave's office on such a positive note. He placed "hope" back in our hearts. A few months later we decided it was time to go forward with the prior approval process. Of course it was no one other than David Bailey, that we would turn to. With both fear and hope in our hearts, we trusted in Dave, knowing he was on "our" team, as he promised to work hard for us. He was not bothered by the million and one questions we had ...whether it was early morning, late night, or weekends. We even reached out to him at one point while he was in Florida, yet he took the time to return our call. He explained the whole process in a manner that was easy for us to follow and understand. Our situation became a bit more challenging because of the negative credit history on my husband. However, because of Dave's many years of experience, he knew the laws and was able to fight for us and get us approved. Dave is truly so different than others...just the fact that he cares, simply sets him apart from all the rest. I truly encourage anyone that is possibly considering buying a home , to sit with Dave..even just for a consultation as we initially did. I know there are so many young individuals or couples that want to achieve the dream that we achieved, but yet are so scared, lost, and have no idea as to where start. Please trust when i say Dave will help you. His knowledge, experience, and caring ways is what got us to the "happy" place we were longing for. Thank You Patricia Carlson for ultimately finding us our dream home.. but more importantly referring us to Dave. And Dave..Thank You for being on our side..you helped our dreams become a reality. Priscilla

  

04/29/2014 - PriscillaNieves
Closed purchase loan. Selden, NY

I am being honest!! I wanted to start off by saying that I am not the type of person that writes reviews, and or rates our life experiences. I have always been, and still am very skeptical when it comes to believing what I read in "great ratings". So.. for me to do this for the first time...it definitely has to be worth it..and IT IS! My husband and I had always dreamt of us owning a home. Only thing stopping us..fear, intimidation, lack of great credit, and most importantly $$. I was tired of living in a basement apartment..I wanted out!!! But my husband was comfortable with the situation, mainly because he had recent issues with his credit, and had no intentions on entertaining my idea of sitting with someone that could possibly help guide and advise us. I finally convinced him, and we somehow ended up with a gentleman who works for MetLife. Well that was a big mistake. Instead of them helping us and giving us hope..they gave us incorrect information, which completely turned us off. Fortunately. .a few months later I was speaking with a real estate agent by the name of Tricia Carlson. I explained my situation and stressed the fact that I really just wanted to sit with someone..have them guide and advise us...I really didn't want to give up on our dream. She handed me David Bailey's business card and told me that she had been working with him for many years and if there's anyone that would help us ..it would be him. Was she ever so right. From the first phone call that I placed to Dave..I could just tell that the experience was going to be completely opposite than the one we had with MetLife. He was very down to earth, made me feel comfortable, I felt no pressure and knew at that point this was the type of person my husband and I needed . When we initially met with Dave, we basically went over our finances and he advised us as to what we could do in order to better prepare ourselves for when we were ready to have our credit ran. He also told us that the information we were originally given in regards to my husbands past credit issues, were incorrect. My husband and I left Dave's office on such a positive note. He placed "hope" back in our hearts. A few months later we decided it was time to go forward with the prior approval process. Of course it was no one other than David Bailey, that we would turn to. With both fear and hope in our hearts, we trusted in Dave, knowing he was on "our" team, as he promised to work hard for us. He was not bothered by the million and one questions we had ...whether it was early morning, late night, or weekends. We even reached out to him at one point while he was in Florida, yet he took the time to return our call. He explained the whole process in a manner that was easy for us to follow and understand. Our situation became a bit more challenging because of the negative credit history on my husband. However, because of Dave's many years of experience, he knew the laws and was able to fight for us and get us approved. Dave is truly so different than others...just the fact that he cares, simply sets him apart from all the rest. I truly encourage anyone that is possibly considering buying a home , to sit with Dave..even just for a consultation as we initially did. I know there are so many young individuals or couples that want to achieve the dream that we achieved, but yet are so scared, lost, and have no idea as to where start. Please trust when i say Dave will help you. His knowledge, experience, and caring ways is what got us to the "happy" place we were longing for. Thank You Patricia Carlson for ultimately finding us our dream home.. but more importantly referring us to Dave. And Dave..Thank You for being on our side..you helped our dreams become a reality. Priscilla  More Less 

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03/15/2014 - Leysa Garcia
Closed refinance loan. Sayville, NY

I am extremely happy with my refinancing experience with The Mortgage Outlet. David made the whole process very easy was always readily accessible to respond to my questions. He was able to solve all of the problems surrounding my refinance and saved my home! It was so much easier dealing with someone directly, rather than dealing with a bank and associates who don’t know the answers to your questions. David is extremely knowledgeable and on top of every aspect of the refinancing process. I highly recommend David and The Mortgage Outlet to friends and relatives.  More Less 

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03/12/2014 - cdnichol
Closed purchase loan. Sayville, NY

I did not have a typical closing and needed to close on a new house with very little notice. David was instrumental in expediting my closing and went above and beyond for my family. I would highly recommend him for anyone looking to obtain a mortgage.

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