Profile picture for David Bailey Nmls # 3458

David Bailey Nmls # 3458 Reviews

David Bailey Nmls # 3458
Owner 26 years experience (27 years experience)


Purchase Loan, Refinancing, Home Equity

- Highly likely to recommend
04/29/2014 - PriscillaNieves
Closed purchase loan. Selden, NY
I am being honest!! I wanted to start off by saying that I am not the type of person that writes reviews, and or rates our life experiences. I have always been, and still am very skeptical when it comes to believing what I read in "great ratings". So.. for me to do this for the first definitely has to be worth it..and IT IS! My husband and I had always dreamt of us owning a home. Only thing stopping us..fear, intimidation, lack of great credit, and most importantly $$. I was tired of living in a basement apartment..I wanted out!!! But my husband was comfortable with the situation, mainly because he had recent issues with his credit, and had no intentions on entertaining my idea of sitting with someone that could possibly help guide and advise us. I finally convinced him, and we somehow ended up with a gentleman who works for MetLife. Well that was a big mistake. Instead of them helping us and giving us hope..they gave us incorrect information, which completely turned us off. Fortunately. .a few months later I was speaking with a real estate agent by the name of Tricia Carlson. I explained my situation and stressed the fact that I really just wanted to sit with someone..have them guide and advise us...I really didn't want to give up on our dream. She handed me David Bailey's business card and told me that she had been working with him for many years and if there's anyone that would help us would be him. Was she ever so right. From the first phone call that I placed to Dave..I could just tell that the experience was going to be completely opposite than the one we had with MetLife. He was very down to earth, made me feel comfortable, I felt no pressure and knew at that point this was the type of person my husband and I needed . When we initially met with Dave, we basically went over our finances and he advised us as to what we could do in order to better prepare ourselves for when we were ready to have our credit ran. He also told us that the information we were originally given in regards to my husbands past credit issues, were incorrect. My husband and I left Dave's office on such a positive note. He placed "hope" back in our hearts. A few months later we decided it was time to go forward with the prior approval process. Of course it was no one other than David Bailey, that we would turn to. With both fear and hope in our hearts, we trusted in Dave, knowing he was on "our" team, as he promised to work hard for us. He was not bothered by the million and one questions we had ...whether it was early morning, late night, or weekends. We even reached out to him at one point while he was in Florida, yet he took the time to return our call. He explained the whole process in a manner that was easy for us to follow and understand. Our situation became a bit more challenging because of the negative credit history on my husband. However, because of Dave's many years of experience, he knew the laws and was able to fight for us and get us approved. Dave is truly so different than others...just the fact that he cares, simply sets him apart from all the rest. I truly encourage anyone that is possibly considering buying a home , to sit with Dave..even just for a consultation as we initially did. I know there are so many young individuals or couples that want to achieve the dream that we achieved, but yet are so scared, lost, and have no idea as to where start. Please trust when i say Dave will help you. His knowledge, experience, and caring ways is what got us to the "happy" place we were longing for. Thank You Patricia Carlson for ultimately finding us our dream home.. but more importantly referring us to Dave. And Dave..Thank You for being on our helped our dreams become a reality. Priscilla
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- Highly likely to recommend
03/15/2014 - Leysa Garcia
Closed refinance loan. Sayville, NY
I am extremely happy with my refinancing experience with The Mortgage Outlet. David made the whole process very easy was always readily accessible to respond to my questions. He was able to solve all of the problems surrounding my refinance and saved my home! It was so much easier dealing with someone directly, rather than dealing with a bank and associates who don’t know the answers to your questions. David is extremely knowledgeable and on top of every aspect of the refinancing process. I highly recommend David and The Mortgage Outlet to friends and relatives.
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- Highly likely to recommend
03/12/2014 - cdnichol
Closed purchase loan.
I did not have a typical closing and needed to close on a new house with very little notice. David was instrumental in expediting my closing and went above and beyond for my family. I would highly recommend him for anyone looking to obtain a mortgage.
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- Highly likely to recommend
03/01/2014 - debbiek820
Closed purchase loan.
My husband and I had the pleasure of dealing with David at The Mortgage Outlet this past year. He came highly recommended from my husbands fellow employees. Being that it was our first time buying a home, we had MANY questions, David was always right there to help and walk us through the process of buying our home. He was an absolute gem. We have and will continue to recommend him to anyone who mentions they are looking to buy or refinance a home.
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- Highly likely to recommend
02/26/2014 - user92544966
Closed purchase loan. Ronkonkoma, NY
David is owner of the mortgage outlet of sayville ny and we used him as our mortgage broker. David was extremely helpful and took on the role really of an advisor to us. As new homeowners we pretty much knew zero regarding what we needed to do. He guided us through pre approval even helping us to figure out house by house, and there were many!, if we would be able to afford the mortgage based on sale price and taxes, he referred me to a great lawyer, he was helpful in getting together all the documentation I needed to get the pre approval, he chose a bank for us and helped us get a really affordable interest rate and spent countless hours asking my million questions , he always answered my emails promptly and my phone calls, he wen answered my emails when he was on vacation! And on top of tht he wanted to be at my closing so he hosted the closing meeting in his office! I highly recommend him, he knew exactly what we wanted/ needed and made it happen , we finally signed a contract on a house we liked in November 2013 and closed in January , it could have been way sooner but the seller needed time to move to Florida and also due to the holidays, David is great and I have already referred my friend to him.
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- Highly likely to recommend
02/25/2014 - party essentials17
Closed purchase loan. Bay Shore, NY
David made the whole purchasing of a home fun and exciting. He Made me and my wife feel comfortable thru the whole process. Always communicating every little bit of info for a better rate. He is extremely knowledgeable on all types of mortgages. I would highly recommend David to friends & family & anyone reading this review. David is straight forward. He would never waste your time or his of course. He will tell you after careful review whether he can move forward or not. Best experience thus far & when I purchase my next home, it will be with David himself.
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Professional Information
David Bailey Nmls # 3458
The Mortgage Outlet
280 West Main Street
Sayville, NY  11782
Screen name:
Member since:
  • 3458 Individual