Profile picture for Dave Zembala

Dave Zembala

Zillow All Star

The All-Star badge is given to top contributors of the Zillow community. These are active Zillow users who share their real estate knowledge and help others by contributing high-quality content. The more and better the contributions, the more likely an award will be granted. Users' contributions can be seen in their profiles.

Premier Agent

24 Recent Sales (last 12 months)

Realtor (10 years experience)

Specialties:
Buyer's Agent,
Listing Agent,
Foreclosure,
Short-Sale

Advice

  • (10 Contributions,
  • 0 Best Answers,
  • 3 Helpful)

Contributions are sorted newest to oldest.

should I have my house appraised first before I list it

Answer

It depends on where you are in the market.  If you have a good realtor, they should be able to give you a pretty good idea of how much your home is worth AND how much you could most likely sell it for.  If you're in a buyer's market (not now) then an appraisal could help differentiate yourself from the competition.  Typically though it is not needed.

  (0)
MLS Number

Answer

The terms of your listing would be layed out in your listing agreement.  Typically if a home sells during the listed period, the listing agent is owed the amount that you have agreed upon in the listing agreement.  If your realtor isn't doing a good job, you can take a look at the listing agreement regarding how to end the agreement.

  (0)
What is the difference between a real estate agent and a real estate broker?

Answer

 As it relates to Florida real estate, a broker is someone who is basically the head of a real estate office.  An agent is someone who works underneath the broker of an office.  A broker can be your agent as well.  In a large office like Re/Max, there are typically two acting brokers whereas in a smaller boutique firm, there typically only one broker, and they may even be the only active real estate agent within the firm.

  (0)
USDA loan process

Response

As with any other loan, the borrower needs to get fully approved.  After the appraisal and inspection, underwriting continues checking income, assets, credit issues, etc.  The time frame depends on the lender that is processing the loan, but you should hopefully have a decision with 1-2 weeks and be able to schedule your closing.  Best of Luck!

  (0)
I am looking for an agent to help me buy to $600k with cash. How many could you find me?

Answer

As we are not supposed to self-promote, I cannot advise to a specific agent.  But here are a few tips:  Try to get a referral from a family or friend.  Typically someone thats had a good experience with a realtor that you trust will be a good way to find someone that can do a good job for you.  2nd, do some research online, websites like Zillow can be useful.  Make sure they have plenty of reviews, but take them with a grain of salt, it is possible to have a friend write reviews so just be aware of that.  Lastly, go with a respected brokerage name if possible.  Things like better business bureau or JD Power and associates may be a good resource.  Lastly, shop around if you can't make up your mind.  Once you speak with a couple, you'll most likely find one that you feel comfortable with to help you with your purchase.  Best of luck in your search!

  (0)
Is renting our house to friends for a couple years (while we will be in another state) a good idea?

Answer

 In general, renting to a family or friend isn't a bad option.  Someone you can trust to pay the rent on time and keep the place in order is always a good plan.  I would also take a look at how much the house is currently worth and then decide if you are willing to sell it at that price.  If not, waiting a few years may increase your profitability.  In terms of a refinance, check to see how much you can save, if its a couple hundred bucks, the cash flow may be worth it if you decide to hold onto it for a few years.  Best of luck!

  (0)
Possible for individual with no background in real estate sales to enter commercial real estate?

Answer

Its largely based on relationships in real estate.  Even more so in with commercial.  You will be working with cash flow, rate of income, triple net leases etc.  I'd say its easier to get started with residential but follow your passion.  If you want it enough you can make it happen, just make sure you have a cushion of several months before you start.  Commercial deals typically take a lot longer to close that an average residential deal.  Pursuing your CCIM is a good place to start.  Make sure to have some good mentors and you'll do well, especially since you have the property management experience already.  Best of luck!!

  (0)
How much should I pay for a CMA?

Answer

You should be able to find a local realtor that will create a Comparative Market Analysis for you for free.  Depending on how thorough of one you need for the bankruptcy purposes, a realtor may charge, but it shouldn't be more than a couple hundred dollars.  

  (0)