Profile picture for Jeremy  Harrison

Jeremy Harrison

Lender

Senior Mortgage Aviser (15 years experience)

Specialties:
Purchase Loan,
Refinancing,
Home Equity,
Mortgage Planning

Advice

  • (175 Contributions,
  • 0 Best Answers,
  • 27 Helpful)

Contributions are sorted newest to oldest.

Can anyone help a disabled veteran with bad credit get a VA loan credit karma rates me at 603

Answer

Yes I can. I help veterans with scores south of 600 qualify for VA financing all the time. Just so you are unaware, the VA actually does not require a specific credit score in order to qualify. The VA simply insures the loan that the banks write. It is the individual banks that set their own credit score requirements. And unfortunately most banks will not even consider scores below 620. We actually allow for scores as low as 500. Of course there are specific credit history requirements that need to be met in order to qualify with scores that low, but it is and can be done. If you have additional questions or would like to see if you qualify please feel free to contact me through my Zillow profile or my website that can be found on my Zillow profile. Best of luck!

  (0)
Is it possible to obtain a VA loan with a low credit score of 589?

Answer

Yes you definitely can qualify for a new VA home loan with credit scores under 600. The VA actually does not require a credit score. The VA simply insures the loan that the banks write. Its the individual banks that set their own credit score requirements. And unfortunately most banks will not even consider scores below 620. We actually allow for scores as low as 500. With being said if anyone tells you that the VA doesn't offer financing based on a specific score they are misinformed and you should avoid working with that bank. If you have additional questions or would like to see if you qualify please feel free to contact me through my Zillow profile or my website that can be found on my Zillow profile. Best of luck!

  (0)
Va loan with bad credit

Answer

Yes you definitely can qualify for a new VA home loan with credit scores at or under 600. I don't know if you are aware of this but the VA actually does not require a credit score. The VA simply insures the loan that the banks write. Its the individual banks that sets their own credit score requirements. And unfortunately most banks will not even consider scores below 620. We actually allow for scores as low as 500. With being said if anyone tells you that the VA doesn't offer financing based on a specific score they are misinformed and you should avoid working with that bank. If you have additional questions or would like to see if you qualify please feel free to contact me through my Zillow profile or my website that can be found on my Zillow profile. Best of luck!

  (0)
Va loan with bad credit

Answer

Yes you definitely can qualify for a new VA home loan with credit scores at or under 600. I don't know if you are aware of this but the VA actually does not require a credit score. The VA simply insures the loan that the banks write. Its the individual banks that sets their own credit score requirements. And unfortunately most banks will not even consider scores below 620. We actually allow for scores as low as 500. With being said if anyone tells you that the VA doesn't offer financing based on a specific score they are misinformed and you should avoid working with that bank. If you have additional questions or would like to see if you qualify please feel free to contact me through my Zillow profile or my website that can be found on my Zillow profile. Best of luck!

  (0)
Need a VA loan with poor credit in North Carolina

Answer

Yes there definitely are lenders who offer financing to borrowers who have scores under 600. I don't know if you are aware of this but the VA actually does not require a credit score. The VA simply insures the loan that the banks write. Its the individual banks that sets their own credit score requirements. And unfortunately most banks will not even consider scores below 620. We actually allow for scores as low as 500. With being said if anyone tells you that the VA doesn't offer financing based on a specific score they are misinformed and you should avoid working with that bank. If you have additional questions or would like to see if you qualify please feel free to contact me through my Zillow profile or my website that can be found on my Zillow profile. Best of luck!

  (0)
Looking for a Jumbo loan in SF Bay Area with 10% down payment

Answer

Hi,There are options available for people who wish to purchase high end property with just 10% down. Actually we regularly offer Jumbo financing is available up to $1.35M with just 10% down. We typically structure the financing as two loans, a new 1st & 2nd mortgage, to avoid the need for Mortgage Insurance. If you have questions about the programs and how they work, or if you would like to see if you'll qualify please contact me. You can reach me through my Zillow profile or through my personal website which is listed on my profile. Thank you and good luck!

  (0)
Jumbo mortgage 10% down

Answer

Yes there are options for people who wish to purchase high end property with just 10% down. These programs typically require credit scores at 700 or above but exceptions can be made. And as for loan limits, Jumbo financing is available up to a $1.35M purchase with just 10% down. This is done as two loans, a new 1st & 2nd mortgage, to avoid the need for Mortgage Insurance. If you have questions about the programs and how they work, or if you would like to see if you'll qualify please contact me. You can reach me through my Zillow profile or through my personal website which is listed on my profile. Thank you and good luck!

  (0)
Jumbo mortgage 10% down

Answer

Yes there are options for people who wish to purchase high end property with just 10% down. These programs typically require credit scores at 700 or above but exceptions can be made. And as for loan limits, Jumbo financing is available up to a $1.35M purchase with just 10% down. This is done as two loans, a new 1st & 2nd mortgage, to avoid the need for Mortgage Insurance. If you have questions about the programs and how they work, or if you would like to see if you'll qualify please contact me. You can reach me through my Zillow profile or through my personal website which is listed on my profile. Thank you and good luck!

  (0)
VA home loan with bad credit

Response

First let me start by saying thank you for your service, it is truly appreciated. I also want to thank you for sharing your story. Nobody deserves to go through all that you have. Now as for qualify for VA financing with scores at or under 600, the VA actually does not require a specific credit score. Its the banks and lenders who lend the funds that do. And depending on which bank you choose they will have their own set guidelines as well as self imposed restrictions. And those restrictions can often times limit them to working with only the veterans who have scores above 640. But again not all banks and lenders set such ridged restrictions. For instance our requirements are much more relaxed. We actually honor scores as low as 500 for veterans who display the ability to repay the loan. We also have several incentive programs that help pay for some of your transaction fees.Hopefully I was able to answer your questions, but if you have any additional questions about VA financing or how to qualify please feel free to contact me. I can be reached through my Zillow profile or through my website. Best of luck!

  (0)
VA home loan with bad credit

Response

First let me start by saying thank you for your service, it is truly appreciated. I also want to thank you for sharing your story. Nobody deserves to go through all that you have. Now as for qualify for VA financing with scores at or under 600, the VA actually does not require a specific credit score. Its the banks and lenders who lend the funds that do. And depending on which bank you choose they will have their own set guidelines as well as self imposed restrictions. And those restrictions can often times limit them to working with only the veterans who have scores above 640. But again not all banks and lenders set such ridged restrictions. For instance our requirements are much more relaxed. We actually honor scores as low as 500 for veterans who display the ability to repay the loan. We also have several incentive programs that help pay for some of your transaction fees.Hopefully I was able to answer your questions, but if you have any additional questions about VA financing or how to qualify please feel free to contact me. I can be reached through my Zillow profile or through my website. Best of luck!

  (1)