Profile picture for Guy Barre

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Guy Barre
Senior Mortgage Loan Officer (29 years experience)


Purchase Loan, Refinancing

Add personality to your profile! Tell the community about yourself, your home, and your profession.

I am a customer-oriented mortgage professional with over 20 years of experience and expertise in residential mortgage lending helping homeowners, buyers, and real estate agents obtain low-cost financing and close their transactions on time by dedicating my efforts to make sure the loan was ready to fund without delay.

You can be assured that you will always get a straight and honest answer from me, instead of "bait and switch" tactics used by so many in the lending industry. I built my reputation one transaction at a time. I pride myself on thinking outside of the box and finding a solution that works for home buyers.  I personally oversee the entire loan process from application to funding.

As a Senior Mortgage Loan Officer for Providential Bancorp, I specialize in providing mortgage solutions to home buyers and homeowners throughout California.

Providential Bancorp is a bank/broker offering a broad range of residential mortgage products for homebuyers and homeowners. We are one of the preferred lenders with Lending Tree. 

The rates we offer to borrowers are a function of the rates offered to us by our network of wholesale lenders, and are influenced mainly by prevailing mortgage market conditions. Since we are approved with a large numbers of lenders we are able to compare pricing among them. Our ability to "shop" pricing among lenders enable us to compete successfully against retail lenders.

We obtain rates at wholesale based on a pre-determined compensation paid by our lenders directly to us. The fact that we are not the direct lender does not mean that the borrower is paying a higher rate or more points.  In fact, in most instances, we can save the borrower money by selecting the most beneficial loan programs with the most competitive pricing at the time from the lender offering the most underwriting flexibility, and fast service.

I am looking forward to earning your business.  Please call me today to find out how I can help you secure the best loan for you.





Ratings & Reviews
- Highly likely to recommend
11/20/2011 - SMDMN
Closed refinance loan. Aliso Viejo, CA 92656
Guy and his team at PNC Mortgage are very professional providing best rate with exceptional customer service. Everything in the whole process was transparent as promised because of a well managed company and Guy as loan officer. After little research on PNC Mortgage we found that they are one of the largest financial institutions in US, direct lender with the best rate policy that is out there. PNC Mortgage offers a one-time opportunity to renegotiate locked interest before the lock expiration date if rates move lower by .125%. I could not find any other Mortgage company that would match this policy. Guy is very knowledgeable, easy to work with and I will be more than glad to recommend. Thank You Guy and PNC Mortgage team!!!  MoreLess
Profile picture for Guy Barre
Response from Guy on 11/20/2011
Dear Dob, it was a real pleasure being of service to you. I really appreciate your comments. I wish you and your family a happy Thanksgiving.


- Highly likely to recommend
11/18/2011 - vannuong
Gave me a quote on Zillow, but it did not work out. East San Jose, San Jose, CA 95148
Although we did not close the loan, we are very happy with the services we got from Mr. Barre. In spite of his effort advocating for us at the end the underwriter turned down our loan. We did not get the loan because of our employment situation; the timing & employment status were not in our favor. We will have Mr. Barre handle our refinancing loan again as soon as our employment status changes and hopefully the rates will still be low. Vann  MoreLess
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Response from Guy on 11/19/2011
Dear Vannak, Thank you for your kind words. I look forward to getting your loan done as soon as your wife secure a permanent position. Best regards.


- Highly likely to recommend
11/04/2011 - Terry McCormick
Closed purchase loan. Del Rey, Ladera Heights, CA 90230
Guy was so in tune with my real estate financing needs. He got me a great loan that closed on time. My sister referred me to PNC Mortgage after she did her mortgage with them earlier in the year. I highly recommend this mortgage loan officer to anyone.
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Professional Information
Guy Barre
Providential Bancorp, Ltd.
2116 Wilshire Blvd., Suite 211
Santa Monica, CA  90403
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