Thanks for your replies all. There is no way this was a permitted addition, we have checked with the city and there is no permit on record. Local files before 1973 were destroyed in a flood, but there is no way this addition would have passed any inspections so I don't believe there was ever a permit issued. The house was bank owned when we bought it.
I bought a house in 2010, now in 2013 The floor in the bedroom is falling in due to ssevere wood rot from the bedroom not being built with correct crawspace height and no vor barrier, no vents to outside etc ect. It looks like this was an addition to the house and was totally not built up to code. probably cost about 20K to fix it, I think the inspection should have found that this addition and no acess to crawlspace & alerted me to the substandard conditions it was built to.
We are working with a company called Prime Lending out of Dallas. We have done all the work over telephone or internet. I am in Portland Oregon.The guy I have been working with seems profesional & knowledgeable.Any experience with this company? Thanks a lot for your answer.
I think my credit score is about 650, it is a VA loan. Found a house we love & can afford but have a couple small collections. How worried should I be? Our offer has been accepted and inspection is done.