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  • hesterfinancial

John Hester
Senior Loan Officer, MLS (22 years experience)


Purchase Loan, Refinancing, Mortgage Planning

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I'm a Sr. Loan Officer with Southern Trust Mortgage, LLC.   I live in Wilmington, NC and started my career in the Washington, DC area of norther Virginia. 

With over 20 years of experience I am familiar with all the standard loan products including the following: Jumbo, Super Jumbo, Conventional, VA, FHA, USDA, NC Housing, and Portfolio Loan programs.

I have financed many types of properties including: Single family detached, duplexes, beach properties, condos, non warrantable condos, condotels, town houses, second homes and investment properties.

What's special about my programs? 

* We have a 5% down Jumbo loan!!! (No other lender has this product that I can find)

*Our VA loans go down to a 600 credit score! 

*We don't charge ANY lender fees on our VA loans!

*We go up to a 55% debt to income ratio on our VA loans with a 680 score!

*Fast underwriting and closing times!  You won't wait 30 days for loan approval!

For financing help please give me a call or send an email to  

God bless!

John Hester
Professional Information
Southern Trust Mortgage
4801 Glenwood Avenue, Suite 200
Raleigh, NC  27612
(910) 777-3123Click to view
(910) 777-3123Click to view
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  • 126852
  • 126852 (MLS)